The Hartford 2008 Annual Report Download - page 797

12.4 Establishment of Temporary Holding Account . If, during any period in which the issue of whether a DRO qualifies
as a QDRO is being determined, an Alternate Payee would be entitled to payment if the order were determined to be a
QDRO, the Pension Administration or designee shall cause to be segregated in a separate account all amounts that would be
payable to the Alternate Payee during such period if the order were determined to be a QDRO. Notwithstanding anything
herein to the contrary, (A) any amounts held in such an account shall not be eligible for withdrawal or distribution from the
Plan, and (B) such amounts shall not be counted in determining the maximum amount available for a loan under
Article Nine.
12.5 Payment from Temporary Holding Account in Certain Cases . If, by the expiration of the 18 month period
beginning on the date the first payment would be required to be made to an Alternate Payee under a DRO, either (i) it is
determined that the DRO does not qualify as a QDRO, or the issue as to whether the DRO so qualifies has not been
resolved, the Pension Administration Committee or designee shall cause to be paid all amounts which have been segregated
pursuant to Section 12.4, including any earnings having accrued thereon, to the person who would have been entitled to such
amounts if there had been no DRO. Notwithstanding the foregoing, if the Member or his or her Beneficiaries are not yet
entitled, or have not elected, to receive benefit payments under the Plan, such segregated amounts, including all earnings
having accrued thereon, shall be restored to the Member’s Accounts and invested in accordance with the investment election
most recently submitted by the Member under Article Eight.
12.6 Payment to Alternate Payee of Order if Determined to be a QDRO. If, a QDRO is determined to exist, (i) the
Trustee shall be instructed to apply, on a prospective basis, the terms and provisions of such QDRO, and (ii) any unpaid
amounts segregated under this Article Twelve shall be paid to the applicable Alternate Payee in accordance with the QDRO.
12.7 Subsequent Determination or Order to be Applied Prospectively. If, after the expiration of the 18-month period
beginning on the date the first payment would be required to be made to an Alternate Payee under a DRO, such DRO is
determined to qualify as a QDRO, such QDRO shall be applied prospectively only.
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Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009