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Other investments at December 31, 2008 consist of two investment trusts that are financed by issuing beneficial interests

that do not have voting rights to investors. The Company holds a majority of the beneficial interests issued by these trusts

and as the majority holder, will absorb a majority of expected losses or residual returns and therefore is the primary

beneficiary. The Company was not the primary beneficiary of one of those trusts at December 31, 2007. Consolidated assets

and liabilities are classified in fixed maturities and other liabilities, respectively. At December 31, 2007, other investments

included three investment trusts, two of which have liquidated and the third remains at December 31, 2008.

F-50

Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009