The Hartford 2008 Annual Report Download - page 784

9.3 Order of Sources for Loans.
(A) Before-Tax Rollover Account.
(B) After-Tax Rollover Account.
(C) Basic Before-Tax and Supplemental Before-Tax Investment Accounts.
(D) Before-Tax Catch-Up Contributions Account.
(E) Prior Plan Transfers.
(F) Basic After-Tax Investment Account.
(G) Supplemental After-Tax Investment Account.
(H) ESOP Account.
(I) Floor Company Contributions in the Company Contribution Account.
(J) Vested Matching Company Contributions in the Company Contribution Account.
(K) Vested Planco Profit Sharing Contributions, if any.
(L) Reinvested Dividends Attributable to The Hartford Stock Fund.
(M) Roth 401(k) Rollover Account.
(N) Basic Roth 401(k) and Supplemental Roth 401(k) Investment Account.
(O) Roth 401(k) Catch-Up Contributions Account.
9.4 Interest Rates for Loans. The Plan Administrator shall establish and communicate to Members a reasonable rate of
interest for loans that it determines to be commensurate with the interest rates charged by persons in the business of lending
money for loans in similar circumstances, which interest rate shall remain in effect for the term of the loan. Such rate shall
be determined as follows: On the last business day of February, May, August, and November of each Plan Year, the Plan
Administrator shall determine the prime rate published in the Wall Street Journal on that day, and then add 1% to that prime
rate (the “Applicable Interest Rate”). The Plan Administrator shall then set the Plan loan interest rate for the next calendar
quarter equal to the Applicable Interest Rate. The rate of interest on a loan to a Member who is serving in the Armed
Services of the United States shall not exceed such rate as may be prescribed by applicable law.
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Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009