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Table of Contents

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND SCHEDULES

Page(s)

Report of Independent Registered Public Accounting Firm F-2

Consolidated Statements of Operations —

For the Years Ended December 31, 2008, 2007 and 2006 F-3

Consolidated Balance Sheets —

As of December 31, 2008 and 2007 F-4

Consolidated Statements of Changes in Stockholders’ Equity —

For the Years Ended December 31, 2008, 2007, 2006 F-5

Consolidated Statements of Comprehensive Income (Loss) —

For the Years Ended December 31, 2008, 2007 and 2006 F-5

Consolidated Statements of Cash Flows —

For the Years Ended December 31, 2008, 2007 and 2006 F-6

Notes to Consolidated Financial Statements F-7-93

Schedule I — Summary of Investments — Other Than Investments in Affiliates S-1

Schedule II — Condensed Financial Information of The Hartford Financial Services Group, Inc. S-2-3

Schedule III — Supplementary Insurance Information S-4-7

Schedule IV — Reinsurance S-8

Schedule V — Valuation and Qualifying Accounts S-9

Schedule VI — Supplemental Information Concerning Property and Casualty Insurance

Operations S-9

F-1

Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009