The Hartford 2008 Annual Report Download - page 478

Table of Contents
THE HARTFORD FINANCIAL SERVICES GROUP, INC.
SCHEDULE III
SUPPLEMENTARY INSURANCE INFORMATION (continued)
(In millions)
Earned Benefits, Losses Amortization of
Premiums, Fee Net and Loss Deferred Policy
Income and Investment Adjustment Acquisition Other Net Written
Segment [1] Other Income Expenses Costs Expenses [2] Premiums
For the year ended
December 31,
2008
Life
Retail $ 2,753 $ 747 $ 1,008 $ 1,344 $ 1,609 $
Individual Life 828 338 627 169 202
Total Individual
Markets Group 3,581 1,085 1,635 1,513 1,811
Retirement
Plans 338 342 271 91 335
Group Benefits 4,391 419 3,144 57 1,128
Total Employer
Markets Group 4,729 761 3,415 148 1,463
International 872 167 270 496 321
Institutional 1,041 1,004 1,907 19 120
Other 60 (10,312) (10,186) — 7
Total Life 10,283 (7,295) (2,959) 2,176 3,722 N/A
Property &
Casualty
Ongoing
Operations
Personal Lines 4,061 209 2,749 633 431 3,925
Small
Commercial 2,724 222 1,480 636 224 2,696
Middle Market 2,297 279 1,442 513 208 2,242
Specialty
Commercial 1,753 346 907 313 530 1,361
Total Ongoing
Operations 10,835 1,056 6,578 2,095 1,393 10,224
Other
Operations 7 197 129 — 26 7
Total Property &
Casualty 10,842 1,253 6,707 2,095 1,419 10,231
Corporate 17 37 — — 650 —
Consolidated $ 21,142 $ (6,005) $ 3,748 $ 4,271 $ 5,791 $ 10,231
[1] Segment information is presented in a manner by which The Hartford’s chief operating decision maker views and
manages the business.
[2] Includes insurance operating costs, interest, goodwill impairment, and other expenses.
N/A — Not applicable to life insurance pursuant to Regulation S-X.
S-5
Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009