The Hartford 2008 Annual Report Download - page 106

The Company maintains a U.S. qualified defined benefit pension plan (the “Plan”) that covers substantially all employees,
as well as unfunded excess plans to provide benefits in excess of amounts permitted to be paid to participants of the Plan
under the provisions of the Internal Revenue Code. The Company has also entered into individual retirement agreements
with certain retired directors providing for unfunded supplemental pension benefits. In addition, the Company provides
certain health care and life insurance benefits for eligible retired employees. The Company maintains international plans
which represent an immaterial percentage of total pension assets, liabilities and expense and, for reporting purposes, are
combined with domestic plans.
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Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009