Home » The Hartford Annual Reports » 2008 Annual Report - page 188

The Hartford 2008 Annual Report Download - page 188

Download and view the complete annual report

Please find page 188 of the 2008 The Hartford annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

[1] Prior to the second quarter of 2007, the Company evaluated the adequacy of the reserves for unallocated loss

adjustment expenses on a company-wide basis. During the second quarter of 2007, the Company refined its analysis of

the reserves at the segment level, resulting in the reallocation of reserves among segments, including a reallocation of

reserves from Ongoing Operations to Other Operations.

[2] The “loss and loss expense paid ratio” represents the ratio of paid loss and loss adjustment expenses to earned

premiums.

[3] “Prior accident year development (pts)” represents the ratio of prior accident year development to earned premiums.

110

Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009