Barclays 2013 Annual Report Download - page 157

Impaired loans
The following table represents an analysis of impaired loans in line with the disclosure requirements from the Enhanced Disclosure Taskforce. For
further information on definitions of impaired loans refer to the identifying potential credit risk loans section on page 395.
Movement in impaired loans
At beginning
of year
£m
Classified
as impaired
during
the year
£m
Transferred
to not
impaired
during
the year
£m
Repayments
£m
Amounts
written off
£m
Acquisitions
and
disposals
£m
Exchange
and other
adjustments
£m
Balance at
31 December
£m
2013
Home loans 2,207 1,217 (509) (576) (230) – (126) 1,983
Credit cards, unsecured and other retail lending 3,874 2,449 (168) (362) (2,267) – (141) 3,385
Wholesale loans 5,666 2,188 (804) (710) (1,074) – (124) 5,142
Total impaired loans 11,747 5,854 (1,481) (1,648) (3,571) – (391) 10,510
2012
Home loans 2,198 1,421 (531) (512) (254) – (115) 2,207
Credit cards, unsecured and other retail lending 5,024 2,228 (332) (417) (2,482) (59) (148) 3,874
Wholesale loans 6,349 2,650 (649) (1,282) (1,145) (80) (177) 5,666
Total impaired loans 13,571 6,359 (1,512) (2,211) (3,881) (139) (440) 11,747
For information over restructured loans refer to disclosures on forbearance on page 157
Age analysis of loans and advances that are past due (audited)
The following tables present an age analysis of loans and advances that are past due but not impaired and loans that are assessed as impaired.
These loans are reflected in the balance sheet credit quality tables on page 150 as being Higher Risk.
Loans and advances past due but not impaired (audited)
Past due up
to 1 month
£m
Past due
1-2 months
£m
Past due
2-3 months
£m
Past due
3-6 months
£m
Past due
6 months
and over
£m
Total
£m
As at 31 December 2013
Loans and advances designated at fair value 113 45 9 10 170 347
Home loans 36 5 19 76 51 187
Credit cards, unsecured and other retail lending 103 37 16 56 109 321
Corporate loans 4,210 407 308 248 407 5,580
Total 4,462 494 352 390 737 6,435
As at 31 December 2012
Loans and advances designated at fair value 108 50 39 19 176 392
Home loans 127 23 48 42 39 279
Credit cards, unsecured and other retail lending 133 6 6 8 35 188
Corporate loans 4,261 471 459 236 427 5,854
Total 4,629 550 552 305 677 6,713
barclays.com/annualreport Barclays PLC Annual Report 2013 155
The Strategic Report Governance Risk review Financial review Financial statements Shareholder informationRisk management