Barclays 2013 Annual Report Download - page 152

Risk review
Credit risk continued
Balance sheet credit quality (audited)
As at 31 December 2013
Strong
(including
investment
grade)
£m
Satisfactory
(BB+ to B)
£m
Higher risk
(B- and
below)
£m
Maximum
exposure to
credit risk
£m
Strong
(including
investment
grade)
%
Satisfactory
(BB+ to B)
%
Higher risk
(B- and
below)
%
Maximum
exposure to
credit risk
%
Cash and balances at central banks 45,687 – – 45,687 100% 0% 0% 100%
Items in the course of collection from
other banks 1,218 51 13 1,282 95% 4% 1% 100%
Trading portfolio assets:
Debt securities 80,190 3,633 737 84,560 95% 4% 1% 100%
Traded loans 526 700 421 1,647 32% 42% 26% 100%
Total trading portfolio assets 80,716 4,333 1,158 86,207 94% 5% 1% 100%
Financial assets designated at fair value:
Loans and advances 17,020 1,017 658 18,695 91% 5% 4% 100%
Debt securities 403 36 403 842 48% 4% 48% 100%
Reverse repurchase agreements 4,492 794 37 5,323 84% 15% 1% 100%
Other financial assets 255 191 232 678 38% 28% 34% 100%
Total financial assets designated at fair value 22,170 2,038 1,330 25,538 87% 8% 5% 100%
Derivative financial instruments 309,069 14,549 717 324,335 95% 4% 1% 100%
Loans and advances to banks 35,181 1,634 1,038 37,853 93% 4% 3% 100%
Loans and advances to customers:
Home loans 153,299 14,373 11,855 179,527 85% 8% 7% 100%
Credit cards, unsecured and other retail lending 14,728 50,100 5,550 70,378 21% 71% 8% 100%
Corporate loans 124,560 46,187 9,759 180,506 69% 26% 5% 100%
Total loans and advances to customers 292,587 110,660 27,164 430,411 68% 26% 6% 100%
Reverse repurchase agreements and
other similar secured lending 141,861 44,906 12 186,779 76% 24% 0% 100%
Available for sale debt securities 87,888 1,354 2,056 91,298 96% 2% 2% 100%
Other assets 1,598 340 60 1,998 80% 17% 3% 100%
Total assets 1,017,975 179,865 33,548 1,231,388 83% 14% 3% 100%
As at 31 December 2012
Cash and balances at central banks 86,191 – – 86,191 100% 0% 0% 100%
Items in the course of collection from
other banks 1,337 103 33 1,473 91% 7% 2% 100%
Trading portfolio assets:
Debt securities 108,379 5,841 2,087 116,307 93% 5% 2% 100%
Traded loans 460 1,617 333 2,410 19% 67% 14% 100%
Total trading portfolio assets 108,839 7,458 2,420 118,717 92% 6% 2% 100%
Financial assets designated at fair value:
Loans and advances 19,609 1,684 703 21,996 89% 8% 3% 100%
Debt securities 6,219 287 469 6,975 89% 4% 7% 100%
Reverse repurchase agreements 5,010 963 61 6,034 83% 16% 1% 100%
Other financial assets 664 462 103 1,229 54% 38% 8% 100%
Total financial assets designated at fair value 31,502 3,396 1,336 36,234 87% 9% 4% 100%
Derivative financial instruments 443,112 23,498 2,546 469,156 94% 5% 1% 100%
Loans and advances to banks 36,668 2,868 926 40,462 91% 7% 2% 100%
Loans and advances to customers:
Home loans 142,828 20,407 11,753 174,988 81% 12% 7% 100%
Credit cards, unsecured and other retail lending 15,169 45,852 5,393 66,414 23% 69% 8% 100%
Wholesale 121,161 51,196 10,147 182,504 66% 28% 6% 100%
Total loans and advances to customers 279,158 117,455 27,293 423,906 66% 28% 6% 100%
Reverse repurchase agreements and
other similar secured lending 129,687 46,644 191 176,522 74% 26% 0% 100%
Available for sale debt securities 69,871 2,331 2,469 74,671 94% 3% 3% 100%
Other assets 1,623 322 56 2,001 81% 16% 3% 100%
Total assets 1,187,988 204,075 37,270 1,429,333 83% 14% 3% 100%
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150 Barclays PLC Annual Report 2013