Barclays 2013 Annual Report Download - page 148

Risk review
Credit risk continued
Credit risk concentrations by geography (audited)
As at 31 December 2012
United
Kingdom
£m
Europe
£m
Americas
£m
Africa and
Middle East
£m
Asia
£m
Total
£m
On-balance sheet:
Cash and balances at central banks 3,547 70,173 6,568 2,354 3,549 86,191
Items in the course of collection from other banks 788 313 – 371 1 1,473
Trading portfolio assets 16,540 21,526 63,998 3,056 13,597 118,717
Financial assets designated at fair value 24,113 4,476 5,094 1,947 604 36,234
Derivative financial instruments 147,651 157,609 127,377 4,264 32,255 469,156
Loans and advances to banks 7,506 14,915 12,278 2,110 3,653 40,462
Loans and advances to customers 228,008 81,267 61,859 45,930 6,842 423,906
Reverse repurchase agreements and other similar secured lending 29,565 25,309 98,313 4,133 19,202 176,522
Available for sale debt securities 24,018 29,803 11,128 7,103 2,619 74,671
Other assets 987 332 328 290 64 2,001
Total on-balance sheet 482,723 405,723 386,943 71,558 82,386 1,429,333
Off-balance sheet:
Contingent liabilities 10,343 3,372 5,045 2,342 755 21,857
Documentary credits and other short-term trade related transactions 629 103 – 295 – 1,027
Forward starting reverse repurchase agreements 7,186 5,331 4,597 6 6,429 23,549
Standby facilities, credit lines and other commitmentsa 100,260 32,736 91,574 21,637 1,609 247,816
Total off-balance sheetb118,418 41,542 101,216 24,280 8,793 294,249
Total 601,141 447,265 488,159 95,838 91,179 1,723,582
Industrial concentrations
As at 31 December 2013, the industrial concentration of the Group’s assets remained broadly consistent year on year. 48% (2012: 50%) of total
assets were concentrated towards banks and other financial institutions, predominantly within derivative financial instruments which decreased
significantly during the year. The proportion of the overall balance concentrated towards governments and central banks reduced to 12%
(2012: 14%) primarily driven by the reduction in cash balances held within the liquidity pool. Home loans now contribute 13% (2012: 11%)
of the total, due to growth within UK RBB.
Notes
a 2012 amounts have been revised to accurately reflect the exposures within those regions. This resulted in a £6.2bn increase in the UK and a corresponding decrease in Europe.
b Off-balance sheet commitments have been revised to reflect the inclusion of forward starting reverse repurchase agreements.
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146 Barclays PLC Annual Report 2013