TCF Bank 2006 Annual Report Download - page 20

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Table of Contents
Description Page
Part I
Item 1. Business 1
Item 1A. Risk Factors 8
Item 1B. Unresolved Staff Comments 13
Item 2. Properties 13
Item 3. Legal Proceedings 13
Item 4. Submission of Matters to a Vote of Security Holders 13
Part II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities 14
Item 6. Selected Financial Data 16
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 17
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 41
Item 8. Financial Statements and Supplementary Data 43
Report of Independent Registered Public Accounting Firm 43
Consolidated Financial Statements 44
Notes to Consolidated Financial Statements 48
Other Financial Data 75
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 76
Item 9A. Controls and Procedures 76
Management’s Report on Internal Control over Financial Reporting 76
Report of Independent Registered Public Accounting Firm 77
Item 9B. Other Information 77
Part III
Item 10. Directors, Executive Officers and Corporate Governance 78
Item 11. Executive Compensation 78
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 79
Item 13. Certain Relationships and Related Transactions, and Director Independence 79
Item 14. Principal Accountant Fees and Services 79
Part IV
Item 15. Exhibits and Financial Statement Schedules 80
Signatures 81
Index to Exhibits 82