Cigna 2013 Annual Report Download - page 24
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2222
Global Health Care
Global Health Care includes a commercial line of business encompassing U.S.
and international operations. Commercial oers a broad line of insured and
self-insured medical, dental, behavioral health, vision, prescription drug benefit
plans, health advocacy programs and other products and services that may be
integrated to provide comprehensive global health care benefit programs to
employers and their employees, including globally mobile individuals.
Global Health Care also includes a government line of business that oers
Medicare Advantage, Medicare Part D and Medicaid plans for Medicare
or Medicaid-eligible individuals, primarily seniors. A significant portion of our
Medicare Advantage customers are served by physicians in innovative plan
models designed to improve health outcomes and lower medical costs. Cigna
oers Medicare Advantage plans in 15 states and the District of Columbia,
Medicare Part D plans in all 50 states and the District of Columbia, and
Medicaid plans in targeted markets. In 2014, we expect to expand Medicaid
operations to new markets within Texas and Illinois.
Global Supplemental Benefits
Global Supplemental Benefits oers supplemental health, life and accident
insurance products in selected international markets and the United States.
With licenses and partnerships across Asia-Pacific, Europe and North America,
Cigna oers products and services to local citizens and globally mobile
individuals. Global Supplemental Benefits also oers Medicare supplemental
coverage.
Group Disability and Life
Group Disability and Life provides insurance products and related services
for group long- and short-term disability insurance, group life insurance, and
accident and specialty insurance. Cigna markets products in all 50 states, the
District of Columbia, Puerto Rico, the U.S. Virgin Islands and Canada. Group
Disability and Life programs are designed to help improve employee productivity
and lower employers’ overall absence costs. Products are coupled with
comprehensive tools and services for easy benefit management.
22
Cigna in Perspective
Cigna is a global health service leader that provides medical, dental, disability,
life and accident insurance and related products and services to customers in
the United States and around the globe.