Classmates.com 2008 Annual Report Download - page 23

Table of Contents
Executive Officers
See Part III, Item 10 "Directors, Executive Officers and Corporate Governance" of this Annual Report on Form 10-K for information about
executive officers of the Registrant.
Available Information
Our corporate Web site is www.unitedonline.com . On this Web site, we make available, free of charge, our annual, quarterly and current
reports (including all amendments to such reports), changes in the stock ownership of our directors and executive officers, our code of ethics,
and other documents filed with, or furnished to, the Securities and Exchange Commission ("SEC"), as soon as reasonably practicable after such
documents are filed with, or furnished to, the SEC.
The public may read and copy any materials we file with the SEC at the SEC's Public Reference Room at 100 F Street, NE, Room 1580,
Washington, DC 20549. The public may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-
0330. The SEC also maintains an Internet site that contains reports, proxy and information statements and other information regarding our
Company that we file electronically with the SEC at www.sec.gov .
By referring to our Web sites, including www.unitedonline.com , www.ftd.com , www.interflora.co.uk , www.classmates.com ,
www.stayfriends.se , www.stayfriends.de , www.stayfriends.at , www.trombi.com , www.klassenfreunde.ch , and www.mypoints.com, we do not
incorporate these Web sites or their contents into this Annual Report on Form 10-K.
ITEM 1A. RISK FACTORS
RISKS RELATING TO OUR BUSINESS GENERALLY
Current economic conditions may have a material and adverse impact on our business, financial condition and results of operations.
Economic conditions in the United States and the European Union have been deteriorating, may continue to deteriorate and may remain
depressed for the foreseeable future. Our products and services are discretionary and dependent upon levels of consumer spending. Consumer
spending patterns are difficult to predict and are sensitive to the general economic climate, the consumers' level of disposable income, consumer
debt, and overall consumer confidence. The current economic conditions have impacted certain aspects of our businesses in a number of ways
including reduced demand, more aggressive pricing by our competitors, decreased spending by advertisers, increased credit risks, increased
credit card failures, loss of customers and discounted prices for certain of our products and services, and it is likely that these and other factors
will continue to adversely impact our businesses, at least in the near term. The current economic conditions may also adversely impact our key
vendors. The deteriorating economic conditions and decreased consumer spending are likely to result, and in certain cases, have resulted, in a
variety of negative effects such as reduction in revenues, increased costs, lower gross margin percentages, increased allowances for doubtful
accounts and write-offs of accounts receivable, and recognition of impairments of assets, including goodwill and other intangible assets. Any of
the above factors could have a material adverse effect on our business, financial condition and results of operations, particularly with respect to
our FTD segment.
Our business is subject to fluctuations.
Our results of operations and changes in our key business metrics from period to period have varied in the past and may fluctuate
significantly in the future due to a variety of factors, many of which are outside of our control and difficult to predict. Each of the risk factors
discussed in this Item 1A and the other factors described elsewhere in this Annual Report on Form 10-K and in our other filings with the SEC
may affect us from period to period and may affect our long-term
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