TCF Bank 2004 Annual Report Download - page 86

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84 TCF Financial Corporation and Subsidiaries
TOTAL RETURN PERFORMANCE
(In Dollars)
TCF Financial Corporation
SNL All Bank & Thrift Index
S&P 500*
* Source: CRSP, Center for Research in Security Prices, Graduate School of Business, The University of Chicago 2005. Used with permission. All rights reserved. crsp.com.
0
100
200
300
400
500
600
700
800
$900
12/31/94 12/31/95 12/31/96 12/31/97 12/31/98 12/31/99 12/31/00 12/31/01 12/31/02 12/31/03 12/31/04
STOCK PRICE PERFORMANCE
(In Dollars)
Stock Price
Dividend
Year
Ending
Stock
Price
Dividend
Paid
6-86 12-86 12-87 12-88 12-89 12-90 12-91 12-92 12-93 12-94 12-95 12-96 12-97 12-98 12-99 12-00 12-01 12-02 12-03 12-04
$1.50 $1.52 $0.86 $1.11 $1.69 $0.96 $2.42 $3.63 $4.25 $5.16 $8.28 $10.88 $16.97 $12.09 $12.44 $22.28 $23.99 $21.85 $25.68 $32.14
N/A N/A N/A $0.03 $0.05 $0.05 $0.05 $0.06 $0.09 $0.13 $0.15 $0.18 $0.23 $0.31 $0.36 $0.41 $0.50 $0.58 $0.65 $0.75
$35
30
25
20
15
10
5
00.0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8
0.9
$1.0
Stock Split 9/3/04
Stock Split 11/28/97
Stock Split 11/30/95
Last Review
Last Rating Action September 2004
Moody’s
TCF National Bank:
Outlook Stable
Issuer A2
Long-term deposits A2
Short-term deposits Prime-1
Bank financial strength C+
Last Review
Last Rating Action August 2004
Standard & Poor’s
Outlook Stable
TCF Financial Corporation:
Long-term counterparty BBB+
Short-term counterparty A-2
TCF National Bank:
Long-term counterparty A-
Short-term counterparty A-2
Last Review
Last Rating Action January 2003
FITCH
Outlook Stable
Issuer rating B
TCF Financial Corporation:
Long-term senior A-
Short-term F1
TCF National Bank:
Long-term deposits A
Short-term deposits F1
CREDIT RATINGS