TD Bank 2014 Annual Report Download - page 28

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TD BANK GROUP ANNUAL REPORT 2014 MANAGEMENT’S DISCUSSION AND ANALYSIS26
(millions of Canadian dollars) 2014 2013 2012
Personal banking $ 9,600 $ 8,808 $ 8,482
Business banking 2,284 2,232 2,170
Wealth 3,226 2,917 2,668
Insurance 4,051 3,825 3,673
Total $ 19,161 $ 17,782 $ 16,993
1 Certain comparative amounts have been restated to conform with
current year presentation.
BUSINESS SEGMENT ANALYSIS
Canadian Retail
Canadian Retail provides a full range of financial products and services to nearly 15 million customers
in the Canadian personal and commercial banking businesses, including credit cards, auto finance, wealth,
and insurance businesses.
REVENUE1
TABLE 16
0
$6,000
3,000
2,000
1,000
4,000
5,000
1312 14
NET INCOME
(millions of Canadian dollars)
Adjusted
Reported
50%
40
30
20
10
0
EFFICIENCY RATIO
(percent)
Adjusted
Reported
12 13 14
$5,234
Reported
$5,490
Adjusted
44.0%
Reported
42.2%
Adjusted