TD Bank 2014 Annual Report Download - page 117
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TD BANK GROUP ANNUAL REPORT 2014 MANAGEMENT’S DISCUSSION AND ANALYSIS 115
(millions of Canadian dollars) As at
Remaining term to maturity
Under 1 year 1 to 5 years Over 5 years Total
October 31, 2012
Canada
Residential mortgages $ 25,530 $ 123,174 $ 5,543 $ 154,247
Consumer instalment and other personal
HELOC 50,606 13,588 559 64,753
Indirect Auto 2,244 8,683 3,038 13,965
Other 12,239 2,210 125 14,574
Credit card 14,236 – – 14,236
Total personal 104,855 147,655 9,265 261,775
Real estate
Residential 3,840 5,700 2,937 12,477
Non-residential 3,988 1,965 1,299 7,252
Total real estate 7,828 7,665 4,236 19,729
Total business and government (including real estate) 34,759 14,146 6,892 55,797
Total loans – Canada 139,614 161,801 16,157 317,572
United States
Residential mortgages 117 35 17,210 17,362
Consumer instalment and other personal
HELOC 7,304 215 2,603 10,122
Indirect Auto 2,918 9,747 801 13,466
Other 81 305 104 490
Credit card 1,097 – – 1,097
Total personal 11,517 10,302 20,718 42,537
Real estate
Residential 950 1,106 959 3,015
Non-residential 2,475 4,192 4,164 10,831
Total real estate 3,425 5,298 5,123 13,846
Total business and government (including real estate) 13,297 16,047 17,837 47,181
Total loans – United States 24,814 26,349 38,555 89,718
Other International
Personal 1 10 – 11
Business and government 2,208 431 14 2,653
Total loans – Other international 2,209 441 14 2,664
Other loans
Debt securities classified as loans 522 1,604 2,868 4,994
Acquired credit-impaired loans 979 1,734 1,054 3,767
Total other loans 1,501 3,338 3,922 8,761
Total loans $ 168,138 $ 191,929 $ 58,648 $ 418,715
LOAN PORTFOLIO – Loans Maturity (continued)
TABLE 69
(millions of Canadian dollars) As at
October 31, 2014 October 31, 2013 October 31, 2012
1 to 5 years Over 5 years 1 to 5 years Over 5 years 1 to 5 years Over 5 years
Fixed rate $ 155,614 $ 59,555 $ 158,435 $ 45,395 $ 133,730 $ 37,781
Variable rate 73,672 24,991 60,401 23,065 58,199 20,867
Total $ 229,286 $ 84,546 $ 218,836 $ 68,460 $ 191,929 $ 58,648
LOAN PORTFOLIO – Rate Sensitivity
TABLE 70