Cash America 2009 Annual Report Download - page 72
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44
Year Ended December 31,
2009 2008 2007
Average amount per cash advance written (not in thousands) -
Funded by the Company
Cash advance segment - storefront $ 444 $ 359 $ 364
Cash advance segment - internet lending $ 403 $ 422 $ 393
Total cash advance segment $ 422 $ 392 $ 376
Pawn lending segment - domestic $ 328 $ 317 $ 305
Combined by the Company $ 416 $ 388 $ 372
Funded by third-party lenders (a) (b)
Cash advance segment - storefront $ 599 $ 565 $ 539
Cash advance segment - internet lending $ 704 $ 672 $ 589
Cash advance segment - card services $ 157 $ 171 $ -
Total cash advance segment $ 434 $ 587 $ 576
Pawn lending segment - domestic $ 535 $ 477 $ 461
Combined by third-party lenders (a) (b) $ 446 $ 560 $ 537
Aggregate average amount per cash advance written -(a) (c)
Cash advance segment - storefront $ 459 $ 377 $ 381
Cash advance segment - internet lending $ 500 $ 492 $ 448
Cash advance segment - card services $ 157 $ 171 $ -
Total cash advance segment $ 426 $ 435 $ 414
Pawn lending segment - domestic $ 446 $ 417 $ 407
Combined aggregate average amount per cash advance written(a) (c) $ 428 $ 433 $ 413
Check cashing activities
Face amount of checks cashed -
Company-owned locations:
Check cashing segment $ 22,902 $ 29,487 $ 33,746
Cash advance segment 150,227 187,787 217,564
Pawn lending segment 23,683 35,199 44,655
Combined company-owned locations $ 196,812 $ 252,473 $ 295,965
Franchised locations - check cashing segment (a) 1,017,036 1,250,044 1,260,995
Combined face amount of checks cashed (a) $ 1,213,848 $ 1,502,517 $ 1,556,960
Fees collected from customers -
Company-owned locations:
Check cashing segment $ 311 $ 400 $ 484
Cash advance segment 3,703 4,911 5,684
Pawn lending segment 431 646 780
Combined company-owned locations $ 4,445 $ 5,957 $ 6,948
Franchised locations - check cashing segment (a) 14,507 17,625 17,678
Combined fees collected from customers (a) $ 18,952 $ 23,582 $ 24,626
Fees as a percentage of checks cashed -
Company-owned locations:
Check cashing segment 1.4 %1.4 % 1.4 %
Cash advance segment 2.5 %2.6 % 2.6 %
Pawn lending segment 1.8 %1.8 % 1.7 %
Combined company-owned locations 2.3 %2.4 % 2.3 %
Franchised locations - check cashing segment(a) 1.4 %1.4 % 1.4 %
Combined fees as a percentage of checks cashed (a) 1.6 %1.6 % 1.6 %