Cash America 2009 Annual Report Download - page 27

CAUTIONARY NOTE CONCERNING FACTORS THAT MAY AFFECT FUTURE RESULTS
This report contains forward-looking statements within the meaning of Section 27A of the Securities Act
of 1933 and Section 21E of the Securities Exchange Act of 1934. You should not place undue reliance on these
statements. These forward-looking statements give current expectations or forecasts of future events and reflect
the views and assumptions of senior management of Cash America International, Inc. (the “Company”) with
respect to the business, financial condition and prospects of the Company. When used in this report, terms such
as “believes,” “estimates,” “should,” “could,” “would,” “plans,” “expects,” “anticipates,” “may,” “forecast,”
“project” and similar expressions or variations as they relate to the Company or its management are intended to
identify forward-looking statements. Forward-looking statements address matters that involve risks and
uncertainties that are beyond the ability of the Company to control and, in some cases, predict. Accordingly,
there are or will be important factors that could cause the Company’s actual results to differ materially from those
indicated in these statements. Among the key factors that could cause the Company’s actual financial results,
performance or condition to differ from the expectations expressed or implied in such forward-looking
statements include, but are not limited to, the following:
• changes in pawn, consumer credit, tax and other laws and government rules and regulations
applicable to the Company’s business,
• changes in demand for the Company’s services,
• the continued acceptance of the internet channel by the Company’s cash advance customers,
• the actions of third-parties who offer products and services to or for the Company,
• fluctuations in the price of gold,
• changes in competition,
• the ability of the Company to open new operating units in accordance with its plans,
• changes in economic conditions,
• real estate market fluctuations,
• interest rate fluctuations,
• changes in foreign currency exchange rates,
• changes in the capital markets,
• the ability to successfully integrate newly acquired businesses into the Company’s operations,
• the loss of services of any of the Company’s executive officers,
• the effect of any current or future litigation proceedings on the Company,
• acts of God, war or terrorism, pandemics and other events,
• the effect of any of such changes on the Company’s business or the markets in which the
Company operates, and
• other risks and uncertainties described in this report or from time to time in the Company’s
filings with the Securities and Exchange Commission (the “SEC”).
The foregoing list of factors is not exhaustive and should be read together with other cautionary
statements included under the caption “Risk Factors” in Item 1A of this report. New factors may emerge or
changes to these factors may also occur that would impact the Company’s business. If one or more events
related to these or other risks or uncertainties materialize, or if management’s underlying assumptions prove
to be incorrect, actual results may differ materially from what the Company anticipates. The Company
disclaims any intention or obligation to update or revise any forward-looking statements to reflect events or
circumstances occurring after the date of this report. All forward-looking statements are expressly qualified in
their entirety by the foregoing cautionary statements.