Cash America 2009 Annual Report Download - page 102

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74
REPORT OF MANAGEMENT ON INTERNAL CONTROL OVER FINANCIAL REPORTING
Management is responsible for establishing and maintaining adequate internal control over financial
reporting and for the assessment of the effectiveness of the Company’s internal control over financial reporting.
The Company’s internal control over financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles. The Company’s internal control over financial reporting
includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail,
accurately and fairly reflect the transactions and dispositions of the assets of the Company; (ii) provide reasonable
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance
with generally accepted accounting principles, and that receipts and expenditures of the Company are being made
only in accordance with authorizations of management and directors of the Company; and (iii) provide reasonable
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the
Company’s assets that could have a material effect on the financial statements.
Management assessed the effectiveness of the Company’s internal control over financial reporting as of
December 31, 2009. In making its assessment of the effectiveness of the Company’s internal control over financial
reporting, management of the Company has utilized the criteria established in “Internal Control – Integrated
Framework” issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).
Based on management’s assessment, we concluded that, as of December 31, 2009, the Company’s internal
control over financial reporting is effective based on those criteria. All internal control systems, no matter how
well designed, have inherent limitations and may not prevent or detect misstatements. Therefore, even those
systems determined to be effective can provide only reasonable assurance with respect to financial statement
preparation and presentation.
The effectiveness of the Company’s internal control over financial reporting as of December 31, 2009 has
been audited by PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in their
report which appears in this Form 10-K.
/s/ DANIEL R. FEEHAN /s/ THOMAS A. BESSANT, JR.
Daniel R. Feehan Thomas A. Bessant, Jr.
President and Chief Executive Officer Executive Vice President and
Chief Financial Officer
February 26, 2010 February 26, 2010