Regions Bank 2008 Annual Report Download - page 9
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REGIONS FINANCIAL CORPORATION
Form 10-K
INDEX
PAGE
PART I
Forward-Looking Statements ............................................................ 1
Item 1. Business ..................................................................... 2
Item 1A. Risk Factors .................................................................. 15
Item 1B. Unresolved Staff Comments ..................................................... 23
Item 2. Properties .................................................................... 23
Item 3. Legal Proceedings ............................................................. 23
Item 4. Submission of Matters to a Vote of Security Holders .................................. 24
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities .............................................................. 25
Item 6. Selected Financial Data ......................................................... 26
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operation ..... 27
Item 7A. Quantitative and Qualitative Disclosures about Market Risk ............................ 27
Item 8. Financial Statements and Supplementary Data ....................................... 90
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure .... 155
Item 9A. Controls and Procedures ........................................................ 155
Item 9B. Other Information ............................................................. 155
PART III
Item 10. Directors, Executive Officers and Corporate Governance ............................... 156
Item 11. Executive Compensation ........................................................ 157
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters ...................................................................... 158
Item 13. Certain Relationships and Related Transactions, and Director Independence ............... 158
Item 14. Principal Accounting Fees and Services ............................................ 158
PART IV
Item 15. Exhibits, Financial Statement Schedules ........................................... 159
SIGNATURES ....................................................................... 165
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