Neiman Marcus 2003 Annual Report Download - page 212

"Euro-Dollar Reserve Percentage" has the meaning specified in Section 2.17.
"Events of Default" has the meaning specified in Section 6.01.
"Exchange Act" means the Securities Exchange Act of 1934, as amended.
"Existing Credit Agreement" means the $300,000,000 Three-Year Credit Agreement dated as of August 26, 2002 among the
Borrower, the banks party thereto and J.P. Morgan Chase Bank, as administrative agent, as amended.
"Federal Funds Rate" means, for any day, the rate per annum (rounded upward, if necessary, to the nearest 1/100th of 1%)
equal to the weighted average of the rates on overnight Federal funds transactions with members of the Federal Reserve System
arranged by Federal funds brokers on such day, as published by the Federal Reserve Bank of New York on the Domestic Business
Day next succeeding such day; provided that (i) if such day is not a Domestic Business Day, the Federal Funds Rate for such day shall
be such rate on such transactions on the next preceding Domestic Business Day as so published on the next succeeding Domestic
Business Day and (ii) if no such rate is so published on such next succeeding Domestic Business Day, the Federal Funds Rate for such
day shall be the average rate quoted to the Administrative Agent on such day on such transactions as determined by the Administrative
Agent.
"Fixed Charge Coverage Ratio" means the ratio of (i) Consolidated EBITDAR for each period of four consecutive fiscal
quarters, commencing with the four quarters ending January 31, 2004, to (ii) Consolidated Fixed Charges for each such period.
Calculation of the Fixed Charge Coverage Ratio shall be subject to Section 1.02(b).
"Fixed Rate Loans" means Euro-Dollar Loans or Competitive Bid Loans (excluding Competitive Bid LIBOR Loans bearing
interest at the Prime Rate pursuant to Section 8.01) or any combination of the foregoing.
"Fund" means any Person (other than a natural Person) that is (or will be) engaged in making, purchasing, holding or
otherwise investing in commercial loans and similar extensions of credit in the ordinary course of its business.
"Group of Loans" means, at any time, a group of Loans consisting of (i) all Committed Loans which are Base Rate Loans at
such time or (ii) all Euro-Dollar Loans having the same Interest Period at such time; provided that, if a Committed Loan of any
particular Lender is converted to or made as a Base Rate Loan pursuant to Article 8, such Loan shall be included in the same Group or
Groups of Loans from time to time as it would have been in if it had not been so converted or made.
"Guarantee" by any Person means any obligation, contingent or otherwise, of such Person directly or indirectly guaranteeing
any Debt or other obligation of any other Person; provided that the term Guarantee shall not include endorsements for collection or
deposit in the ordinary course of business. The term "Guarantee" used as a verb has a corresponding meaning.
"Increased Commitments" has the meaning specified in Section 2.18(a).
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