United Healthcare 2009 Annual Report Download - page 16

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Mr. Walsh served also as interim Co-Chief Legal Officer of UnitedHealth Group. Mr. Walsh joined
UnitedHealth Group in August 2007. Prior to joining UnitedHealth Group, Mr. Walsh was a partner at Hogan
and Hartson from July 2000 to August 2007.
Mr. Welters is Executive Vice President of UnitedHealth Group and President of the Public and Senior Market
Group and has served in that capacity since September 2007. Mr. Welters was named Executive Vice President
of UnitedHealth Group in November 2006. From 2004 to November 2006, Mr. Welters was President and Chief
Executive Officer of AmeriChoice. Mr. Welters joined UnitedHealth Group in 2002 and held various executive
positions with the Company from 2002 to 2004.
Mr. Wichmann is Executive Vice President of UnitedHealth Group and President of UnitedHealth Group
Operations and has served in that capacity since April 2008. From December 2006 to April 2008, Mr. Wichmann
served as Executive Vice President of UnitedHealth Group and President of the Commercial Markets Group
(now UnitedHealthcare). From July 2004 to December 2006, Mr. Wichmann served as President and Chief
Operating Officer of UnitedHealthcare. In 2004, Mr. Wichmann served as Chief Executive Officer of Specialized
Care Services (now OptumHealth). Mr. Wichmann joined UnitedHealth Group in 1998 and held various
executive positions with the Company from 1998 to 2004.
Mr. Zamoff is Executive Vice President, General Counsel and Assistant Secretary of UnitedHealth Group and has
served in that capacity since October 2009. From March 2008 to October 2009, Mr. Zamoff served as General
Counsel of UnitedHealthcare, and from January 2009 to October 2009, Mr. Zamoff served also as interim
Co-Chief Legal Officer of UnitedHealth Group. Mr. Zamoff joined UnitedHealth Group in March 2008. Prior to
joining UnitedHealth Group, Mr. Zamoff was a partner at Hogan and Hartson from January 2001 to March 2008,
and from December 1996 to December 2000 Mr. Zamoff served as Assistant U.S. Attorney for the U.S.
Department of Justice.
ITEM 1A. RISK FACTORS
CAUTIONARY STATEMENTS
The statements, estimates, projections, guidance or outlook contained in this Annual Report on Form 10-K
include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995
(PSLRA). When used in this Annual Report on Form 10-K and in future filings by us with the SEC, in our news
releases, presentations to securities analysts or investors, and in oral statements made by or with the approval of
one of our executive officers, the words or phrases “believe,” “expect,” “intend,” “estimate,” “anticipate,”
“plan,” project,” “should” or similar expressions are intended to identify such forward-looking statements. These
statements are intended to take advantage of the “safe harbor” provisions of the PSLRA. These forward-looking
statements involve risks and uncertainties that may cause our actual results to differ materially from the results
discussed in the forward-looking statements.
The following discussion contains certain cautionary statements regarding our business that investors and others
should consider. We do not undertake to address or update forward-looking statements in future filings or
communications regarding our business or results of operations, and do not undertake to address how any of
these factors may have caused results to differ from discussions or information contained in previous filings or
communications. In addition, any of the matters discussed below may have affected past, as well as current,
forward-looking statements about future results. Any or all forward-looking statements in this Form 10-K and in
any other public filings or statements we make may turn out to be wrong. They can be affected by inaccurate
assumptions we might make or by known or unknown risks and uncertainties. Many factors discussed below will
be important in determining future results. By their nature, forward-looking statements are not guarantees of
future performance or results and are subject to risks, uncertainties and assumptions that are difficult to predict or
quantify. Actual future results may vary materially from expectations expressed in this report or any of our prior
communications.
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