Neiman Marcus 2008 Annual Report Download - page 715

The Program Fee Percentage shall be increased for changes in APR and fee terms changes on a cumulative basis. For example, if
(i) an APR on an Account is changed to a variable rate based on the Prime Rate plus a [***] margin and (ii) the late fee on such
Account is changed so that it is assessed within 5 days after the end of the applicable late period, then the Program Fee Percentage
with respect to such Account would be [***]. With respect to any Fixed Rate option set forth above, if the one month LIBOR rate
increases beyond [***], the Parties will negotiate in good faith to adjust the Program Fee Percentage.
"Prime Rate" means the "Prime Rate" as such rate is reported in the Consumer Rates column of The Wall Street Journal or as
determined in such other mutually acceptable manner as the parties agree if The Wall Street Journal is no longer reporting such rate.
In the event that all of the Services set forth below are transferred to Bank and the Servicing Agreement is terminated, the Program
Fee Percentage applicable to all Accounts shall be increased by [***].
Determination of Servicing Fee Percentage
The "Servicing Fee Percentage" means [***]. The Servicing Fee Percentage applicable to all Accounts shall be decreased on the date
that Bank begins providing the following Services to the Program:
[***]
During the Term, while NMG is providing the Services set forth above, a portion of some of the Services may be subject to sales and
use tax in Texas. Refer to Section 19.6 for treatment of sales and use tax on these Services.