Neiman Marcus 2008 Annual Report Download - page 678

Your Neiman Marcus or Bergdorf Goodman credit card can be used to make purchases at all of these locations.
The information we share with Neiman Marcus Group may come from your application, such as your name, address, e-mail address,
telephone number, and social security number. Neiman Marcus Group may have also received some or all of this information from
you. The information we share may also come from your transactions with us, such as your account number, information about your
credit card purchases and your account performance. Neiman Marcus Group uses the information we share solely in connection with
providing the benefits and services available to you as a Neiman Marcus or Bergdorf Goodman cardholder.
Except for accounts with Vermont mailing addresses, we may also share non-public personal information about you with Neiman
Marcus Group which Neiman Marcus Group may use to provide you with information about benefits and services available to you as
a Neiman Marcus Group customer, but that are not necessarily related to your account with us. This information comes from the
sources described above and may include your name, address, and account experience with us.
You may tell us not to share information with Neiman Marcus Group as set forth in the immediately preceding paragraph by
completing the form below. For Vermont, state law requires us to obtain your permission in order to share information about you in
this way, and we will not share information about you in this way unless you authorize us to do so. We will automatically treat
accounts with Vermont mailing addresses as if they have opted out of such information sharing.
How We Share Information with Companies Affiliated with HSBC
From time to time, for general business purposes such as fraud control, or when we think it may benefit you, we share certain
information with our companies in our corporate family (e.g., Affiliates), except as prohibited by applicable law. These affiliated
companies, doing business under the HSBC name, all provide financial services, such as banking, insurance, mortgage, and brokerage
services. The information we share might come from your application, such as your name, address, telephone number, and e-mail
address. Also, the information we share could include your transactions with us or our Affiliates (such as your account balance,
payment history, and parties to the transaction), your Internet usage, or credit card usage.
How We Share Information with Other Third Parties
We may provide information to non-affiliated companies that perform operational, collection, or fraud control services related to your
account. The sharing of information with these types of companies is permitted by law. Such a company might include a financial
company (such as an insurance service provider) or a non-financial company (such as a data processor or internet service provider)
with whom we have a service agreement. These companies are contractually obligated to protect the information that they receive
from us and may not use it for any other purpose other than for performance of services on behalf of HSBC. The information we may