Cash America 2012 Annual Report Download - page 83
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58
OVERVIEW
Consolidated Net Revenue
Consolidated net revenue is composed of total revenue less cost of disposed merchandise and consumer loan
loss provision. Net revenue is the income available to satisfy all remaining expenses and is the measure management
uses to evaluate top-line performance.
The following tables show the components of net revenue for the years ended December 31, 2012, 2011 and
2010 by segment and corporate operations on a consolidated basis (dollars in thousands):
Year Ended December 31, 2012
Retail Services E-Commerce Corporate Consolidated
% of % of % of % of
Amount Total Amount Total Amount Total Amount Total
Pawn loan fees and service charges $ 300,929 47.8 % $ - - % $ - - % $ 300,929 29.9 %
Proceeds from disposition of merchandise,
net of cost of disposed merchandise 225,588 35.9 % - - % - - % 225,588 22.4 %
Pawn related $ 526,517 83.7 % $ - - % $ - - % $ 526,517 52.3 %
Consumer loan fees, net of loss provision $92,667 14.7 % $ 372,559 99.6 % $ - - % $ 465,226 46.3 %
Other revenue 10,237 1.6 % 1,359 0.4 % 2,618 100.0 % 14,214 1.4 %
N
et revenue $ 629,421 100.0 % $ 373,918 100.0 % $ 2,618 100.0 % $ 1,005,957 100.0 %
Year Ended December 31, 2011
Retail Services E-Commerce Corporate Consolidated
% of % of % of % of
Amount Total Amount Total Amount Total Amount Total
Pawn loan fees and service charges $ 282,197 44.8 % $ - - % $ - - % $ 282,197 31.0 %
Proceeds from disposition of merchandise
net of cost of disposed merchandise 241,260 38.2 % 7 - % - - %241,267 26.5 %
Pawn related $ 523,457 83.0 % $ 7 - % $ - - % $ 523,464 57.5 %
Consumer loan fees, net of loss provision $95,191 15.1 % $ 277,767 99.7 % $ - - % $ 372,958 41.0 %
Other revenue 11,715 1.9 % 879 0.3 % 743 100.0 %13,337 1.5 %
N
et revenue $ 630,363 100.0 % $ 278,653 100.0 % $ 743 100.0 % $ 909,759 100.0 %
Year Ended December 31, 2010
Retail Services E-Commerce Corporate Consolidated
% of % of % of % of
Amount Total Amount Total Amount Total Amount Total
Pawn loan fees and service charges $ 243,713 43.8 % $ - - % $ - - % $ 243,713 31.6 %
Proceeds from disposition of merchandise
net of cost of disposed merchandise 205,723 36.9 % - - % - - %205,723 26.6 %
Pawn related $ 449,436 80.7 % $ - - % $ - - % $ 449,436 58.2 %
Consumer loan fees, net of loss provision $96,536 17.3 % $ 212,022 99.4 % $ - - % $ 308,558 40.0 %
Other revenue 11,178 2.0 % 1,338 0.6 % 1,679 100.0 %14,195 1.8 %
N
et revenue $ 557,150 100.0 % $ 213,360 100.0 % $ 1,679 100.0 % $ 772,189 100.0 %