Cash America 2012 Annual Report Download - page 48

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and Finance from Texas Tech University and a Masters of Business Administration degree in Finance from Vanderbilt
University.
David A. Fisher was appointed Chief Executive Officer of the E-Commerce Division of the Company on
January 29, 2013. Prior to joining the Company, Mr. Fisher was Chief Executive Officer of optionsXpress Holdings,
Inc. (“optionsXpress”) from October 2007 until The Charles Schwab Corporation acquired the business in September
2011. Following the acquisition, Mr. Fisher served as President of optionsXpress until March 2012. Mr. Fisher also
served as the President of optionsXpress from March 2007 to October 2007 and as the Chief Financial Officer of
optionsXpress from August 2004 to March 2007. Prior to joining optionsXpress, Mr. Fisher served as Chief Financial
Officer of Potbelly Sandwich Works from February 2001 to July 2004, and before that in the roles of Chief Financial
Officer and General Counsel for Prism Financial Corporation. In addition, Mr. Fisher has served on the Board of
Directors of InnerWorkings, Inc., since November 2011 and has served on the Board of Directors of GrubHub, Inc., a
venture-backed company, since May 2012. Mr. Fisher also served on the Board of Directors of optionsXpress from
October 2007 until September 2011 and CBOE Holdings, Inc. from January 2007 until October 2011. Mr. Fisher
received a Bachelor of Science degree in Finance from the University of Illinois and a law degree from Northwestern
University School of Law.
Timothy S. Ho has been President – E-Commerce Division since October 1, 2008 and has been the President
and Chief Executive Officer of Enova since its formation in September 2011. Mr. Ho joined Enova International, Inc.
(formerly known as CashNetUSA) in January 2006 as Director of Process Development, and he joined the Company in
September 2006 as Vice President of Business Development in conjunction with the Company’s acquisition of
CashNetUSA. Mr. Ho served as Senior Vice President – Strategic Development-E-Commerce Division from February
2008 until October 2008 where he oversaw the division’s strategy, marketing and analytics. Prior to joining Enova, Mr.
Ho worked in program management at GE Healthcare in Milwaukee, Wisconsin. He received a Bachelor of Science
degree in Computer Science from the University of Illinois. Mr. Ho will step down as President of the E-Commerce
Division on March 29, 2013.
Dennis J. Weese has been the President – Retail Services Division since July 2008. He joined the Company as
Executive Vice President & Chief Operating Officer – Retail Services Division in September 2007. Prior to joining the
Company, Mr. Weese was Chief Operating Officer of On The Border Mexican Grill and Cantina, a restaurant company
within the Brinker International family of restaurants from July 2004 until September 2007. He also served in a number
of Vice President and Director Level positions at Limited Brands Inc. from May 2001 until July 2004 and with YUM!
Brands, Inc. from September 1990 to May 2001. He is a graduate of the United States Military Academy at West Point
and has earned a Master's degree in Business Administration from Auburn University and a Master's degree in business
management from the University of Central Texas.
J. Curtis Linscott has been Executive Vice President – General Counsel and Secretary since May 2006. He was
appointed Vice President, General Counsel and Corporate Secretary in May 2005. Mr. Linscott joined the Company in
1995, serving as Associate General Counsel and Vice President – Associate General Counsel. Before joining the
Company, he was in private law practice with Kelly, Hart & Hallman, P.C. for five years. He received his law degree
from the University of Kansas School of Law in 1990 and an undergraduate degree in Marketing from Kansas State
University.
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ITEM 1A. RISK FACTORS
The Company’s business and future results may be affected by a number of risks and uncertainties that should
be considered carefully in evaluating the Company. There may be additional risks and uncertainties to those listed below
that are not presently known to the Company or that management currently deems immaterial that may also impair the
Company’s business operations. The occurrence of one or more of the events listed below could have a significant
adverse affect on the Company’s business, prospects, financial condition, results of operations and cash flows.
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