Cash America 2012 Annual Report Download - page 22
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12/31/07 12/31/08 12/31/09 12/31/10 12/31/11 12/31/12
175
150
125
100
75
50
Total Return Performance
Index Value
Cash America International, Inc.
S&P 500
Russell 2000
Cash America 2011 Peer Group*
Cash America 2012 Peer Group**
1,000
900
800
700
600
500
400
300
200
100
0
Total Lending Locations
as of December 31
10 11 1208 09
10%
9%
8%
7%
6%
5%
4%
3%
2%
1%
0%
Return on Assets
10 11 12*08 09
18%
16%
14%
12%
10%
8%
6%
4%
2%
0%
Return on Equity
10 11 12*08 09
Consumer Loans Online Lending*
Consumer Loans Retail Services*
Pawn Loans
Other*
* Gross Consumer Loans includes
amounts extended by third parties.
$700
$600
$500
$400
$300
$200
$100
$0
Gross Lending Assets
(in millions as of December 31)
10 11 1208 09
Period Ending
Index 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11 12/31/12
Cash America International, Inc. 100.00 85.00 109.28 115.90 146.76 125.27
S&P 500 100.00 63.00 79.68 91.68 93.61 108.59
Russell 2000 100.00 66.21 84.20 106.82 102.36 119.09
Cash America 2011 Peer Group* 100.00 65.82 96.18 129.71 140.37 149.05
Cash America 2012 Peer Group* 100.00 81.22 108.58 151.30 154.48 160.19
* The Cash America 2011 Peer Group includes First Cash Financial Services, Inc. (FCFS), EZCORP, Inc. (EZPW), DFC Global Corp. (DLLR), QC Holdings, Inc. (QCCO),
and Advance America, Cash Advance Centers, Inc. (AEA) - AEA is no longer a publicly traded company and is not included in the 2012 Peer Group.
**The Cash America 2012 Peer Group includes First Cash Financial Services, Inc. (FCFS), EZCORP, Inc. (EZPW),
DFC Global Corp. (DLLR), QC Holdings, Inc. (QCCO)
Source: SNL Financial LC, Charlottesville, VA
CASH A M E RICA INTER N A T I ONAL, INC .
20
$5.00
$4.50
$4.00
$3.50
$3.00
$2.50
$2.00
$1.50
$1.00
$0.50
$0.00
10 11 12*08 09
Earnings Per Share
*Includes $39 million pre-tax ($36.2 million after tax, $1.15 per share) in unusual items expensed related to the reorganization of the Company’s Mexico-based
pawn operations, the voluntary refund to certain Ohio customers and the withdrawal of the Enova International, Inc. proposed IPO during 2012.
$150
$125
$100
$75
$50
$25
$0
After-Tax Income
from Continuing Operations
(in millions)
10 11 12*08 09