Cash America 2012 Annual Report Download - page 24

CASH AMERICA INTERNATIONAL, INC.
YEAR ENDED DECEMBER 31, 2012
INDEX TO FORM 10-K
PART I
Item 1. Business .............................................................................................................. ............ 1
Item 1A. Risk Factors .................................................................................................................... 23
Item 1B. Unresolved Staff Comments ........................................................................................... 37
Item 2. Properties ........................................................................................................................ 38
Item 3. Legal Proceedings .......................................................................................................... 39
Item 4. Mine Safety Disclosures ................................................................................................. 40
PART II
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and
Issuer Purchases of Equity Securities ............................................................................. 40
Item 6. Selected Financial Data .................................................................................................. 42
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ...................................................................................................................... 43
Item 7A. Quantitative and Qualitative Disclosures about Market Risk......................................... 94
Item 8. Financial Statements and Supplementary Data .............................................................. 96
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure ....................................................................................................................... 147
Item 9A. Controls and Procedures ................................................................................................. 147
Item 9B. Other Information ........................................................................................................... 149
PART III
Item 10. Directors, Executive Officers and Corporate Governance ............................................. 150
Item 11. Executive Compensation ................................................................................................ 150
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related
Shareholder Matters ....................................................................................................... 150
Item 13. Certain Relationships and Related Transactions, and Director Independence ............... 150
Item 14. Principal Accounting Fees and Services ........................................................................ 150
PART IV
Item 15. Exhibits, Financial Statement Schedules ........................................................................ 151
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SIGNATURES ........................................................................................................................................... 160