Neiman Marcus 2008 Annual Report Download - page 708
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 |
 |
Credit Online Interfaces
Internal NMG
Interface
Systems
Credit
Application Data Stream
External Interface
Systems
Output
Response
Response
Time Frequency
Processing
Time-frame **
POS Store
System - POS
Express (new
apps)
New
Application
Receives
transaction from
the POS store
register to process
a new application
credit card
request.
Fair Isaac - formats
a credit bureau
inquiry, sends the
data and formats
the credit bureau
reporting response
for evaluation and
new application
decision
processing.
Reply back to
the POS
register with
an approval or
referral
response.
[***]
seconds
Mon-Sat
Sun
7 AM - 11 PM
10 AM - 11 PM
NMD - (new
apps)
New
Application
Receives
transaction from
the NMD catalog
division to
process a new
application credit
card request.
Fair Isaac - formats
a credit bureau
inquiry, sends the
data and formats
the credit bureau
reporting response
for evaluation and
new application
decision
processing.
Reply back to
NMD with an
approval or
referral
response.
[***]
seconds
Mon-Sat
Sun
7 AM - 11 PM
10 AM - 11 PM
NMO Web
Acct
Applications -
[***] (new
apps) - (In
development)
New
Application
Receives
transaction from
Web server to
process new acct
applications
Fair Isaac - formats
a credit bureau
inquiry, sends the
data and formats
the credit bureau
reporting response
for evaluation and
new application
decision
processing.
Reply back to
the Web
server with an
approval or
referral
response.
[***]
seconds
Mon-Sat
Sun
7 AM - 11 PM
10 AM - 11 PM
POS Store
System - POS
Express
(account
look- up)
CMS
Receives
transaction from
the POS store
register to process
either a name,
address, phone or
SSN# account
lookup.
None
Reply back to
the POS
register with
account
number or not
found.
[***]
seconds
Mon-Sat
Sun
7 AM - 11 PM
10 AM - 11 PM