Neiman Marcus 2008 Annual Report Download - page 566

"Private Label Credit Card" means a Credit Card that bears an NMG Licensed Mark and may be used solely to finance
purchases of NMG Goods and Services through any NMG Channel, including the Private Label Credit Cards listed in Section B of
Schedule 1.1(e). Each Private Label Credit Card is linked to solely a Private Label Account (and not a Non-Store Account).
"Program" means the program established pursuant to this Agreement.
"Program Assets" means the Accounts, Account Documentation, Cardholder Data, Solicitation Materials and all Cardholder
Indebtedness (whether held by Bank or a third party).
"Program Fee Percentage" has the meaning set forth on Schedule 9.1(a)(i) hereof.
"Program Loyalty Program" means the InCircle Rewards Program and the Bergdorf Goodman Rewards Program described in
Section A of Schedule 1.1(c) or any other annual points-based loyalty program implemented pursuant to Article III from time to time
and tied to the NMG Credit Cards.
"Program Objectives" has the meaning set forth in Section 3.1 hereof.
"Program Purchase Date" has the meaning set forth in Section 17.2(c) hereof.
"Program Website" has the meaning set forth in Section 4.8(a) hereof.
"Purchase Agreement" has the meaning set forth in the recitals hereof.
"Receiving Party" has the meaning set forth in Section 13.1(d) hereof.
"Renewal Term" has the meaning set forth in Section 16.1 hereof.
"Retail Merchants" has the meaning set forth in Section 8.1 hereof.
"Risk Management Policies" means the underwriting and risk management policies, procedures and practices applicable to the
Program and adopted in accordance with the terms of this Agreement, including policies, procedures and practices for credit and
Account openings, transaction authorization, collections, credit line assignment, increases and decreases, over-limit decisions,
Account closures, payment crediting and charge-offs.
"Sales Tax Refunds" means refunds, rebates, credits or deductions of sales and use tax by any taxing authority in respect of an
Account, and all allowable interest relating thereto.
"Second-Look Credit Card Program" has the meaning set forth in Section 2.2(b) hereof.
"Services" means the services required to be performed by NMG pursuant to the Servicing Agreement or the Primary Servicer
pursuant to Article VII hereof.
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