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PART II
ITEM 8. Financial Statements and Supplementary Data
Revenue from external customers includes premiums, fees and other revenues, and mail order pharmacy revenues. The following table presents
these revenues by product type for the years ended December 31:
(In millions)
2015 2014 2013
Medical
Premiums by product:
Guaranteed cost $ 4,761 $ 4,600 $ 4,463
Experience-rated 2,329 2,322 2,292
Stop loss 2,701 2,318 1,907
International health care 1,834 1,827 1,752
Dental 1,392 1,257 1,139
Medicare 6,142 5,660 5,639
Medicaid 1,102 515 317
Medicare Part D 1,589 1,405 1,387
Other medical premiums 846 805 730
Total medical premiums 22,696 20,709 19,626
Medical fees 4,107 3,767 3,307
Total medical premiums and fees 26,803 24,476 22,933
Disability 1,899 1,767 1,616
Life, Accident and Supplemental Health 5,054 4,739 4,322
Mail order pharmacy 2,536 2,239 1,827
Other 374 373 305
Total $ 36,666 $ 33,594 $ 31,003
Foreign and U.S. revenues from external customers for the three years ended December 31 are shown below. In the periods shown, no foreign
country contributed more than 5% of consolidated revenues from external customers.
(In millions)
2015 2014 2013
U.S. $ 33,185 $ 30,070 $ 27,868
Foreign 3,481 3,524 3,135
TOTAL $ 36,666 $ 33,594 $ 31,003
The Company had net receivables from CMS of $1.5 billion as of December 31, 2015 and $0.8 billion as of December 31, 2014. These amounts
were included in premiums, accounts and notes receivable and reinsurance recoverables. Receivables from CMS included $0.4 billion as of
December 31, 2015 and $0.3 billion as of December 31, 2014 related to government risk mitigation programs in our Commercial business. As a
percentage of consolidated revenues, premiums and fees from CMS were 21% in 2015, 21% in 2014 and 22% in 2013. These amounts were
reported in the Global Health Care segment.
110 CIGNA CORPORATION - 2015 Form 10-K