Cash America 2011 Annual Report Download - page 7

Download and view the complete annual report

Please find page 7 of the 2011 Cash America annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 189

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189

Financial Highlights
CASH AMERICA INTERNATIONAL, INC.
1
Total Revenue
(in millions)
$1,600
$1,400
$1,200
$1,000
$800
$600
$400
$200
$0
10 1107 08 09
Income from Operations
(in millions)
$250
$200
$150
$100
$50
$0
10 1107 08 09
Earnings Per Share
$4.50
$4.00
$3.50
$3.00
$2.50
$2.00
$1.50
$1.00
$0.50
$0.00
10 1107 08 09
Total Loans Written
to Consumers*
(in billions)
*Includes loans funded by third parties
$4.0
$3.5
$3.0
$2.5
$2.0
$1.5
$1.0
$0.5
$0.0
10 1107 08 09
(Dollars in thousands, except share data) 2011 2010 2009
OPERATIONS – years ended December 31
Total revenue $1,540,602 $1,293,339 $1,120,390
Income from operations before
depreciation and amortization 298,491 251,055 217,241
Income from operations 244,342 207,132 175,652
Net income attributable to
Cash America International, Inc. $ 135,963 $ 115,538 $ 96,678
Net income per share – Diluted $ 4.25 $ 3.67 $ 3.17
Dividends per share $ 0.14 $ 0.14 $ 0.14
BALANCE SHEETS – at December 31
Earning assets $ 627,571 $ 482,184 $ 410,925
Total assets 1,674,249 1,427,186 1,269,655
Total debt 537,291 456,704 429,183
Total equity 907,590 802,731 683,199
Current ratio 4.8x 4.8x 4.1x
Debt to equity ratio 59.2% 56.9% 62.8%
Return on assets (a) 8.9% 8.8% 8.2%
Return on equity (a) 15.9% 15.6% 15.4%
Net book value per common share outstanding $ 31.02 $ 27.14 $ 23.29
Common shares outstanding (b) 29,256,333 29,582,290 29,334,702
(a) Returns based on Net Income for the 12-month period divided by the monthly average of total assets and the monthly average of total equity of the Company.
(b) Includes 32,506 shares, 32,421 shares and 32,601 shares in 2011, 2010 and 2009, respectively, held in the Company’s non-qualied deferred compensation plan.