Cash America 2011 Annual Report Download - page 28

Download and view the complete annual report

Please find page 28 of the 2011 Cash America annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 189

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189

12/31/06 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11
120
100
80
60
40
Total Return Performance
Index Value
Cash America International, Inc.
S&P 500
Russell 2000
Cash America 2011 Peer Group*
1,000
900
800
700
600
500
400
300
200
100
0
Total Lending Locations
as of December 31
10 1107 08 09
10%
9%
8%
7%
6%
5%
4%
3%
2%
1%
0%
Return on Assets
10 1107 08 09
30%
25%
20%
15%
10%
5%
Operating Income
Operating Margin
$300
$250
$200
$150
$100
$50
$0
Operating Income
10 1107 08 09
18%
16%
14%
12%
10%
8%
6%
4%
2%
0%
Return on Equity
10 1107 08 09
$1,800
$1,600
$1,400
$1,200
$1,000
$800
$600
$400
$200
$0
Total Assets
(in millions)
10 1107 08 09
Consumer Loans Online Lending*
Consumer Loans Retail Services*
Pawn Loans
Other*
* Gross Consumer Loans includes
amounts extended by third parties.
$600
$500
$400
$300
$200
$100
$0
Gross Lending Assets
(in millions as of December 31)
10 1107 08 09
Period Ending
Index 12/31/06 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11
Cash America International, Inc. 100.00 69.13 58.76 75.54 80.12 101.45
S&P 500 100.00 105.49 66.46 84.05 96.71 98.76
Russell 2000 100.00 98.43 65.18 82.89 105.14 100.75
Cash America 2010 Peer Group* 100.00 76.85 50.58 73.92 99.68 107.87
* The Cash America 2011 Peer Group includes First Cash Financial Services, Inc. (FCFS), EZCORP, Inc. (EZPW),
DFC Global Corp. (DLLR), QC Holdings, Inc. (QCCO), and Advance America, Cash Advance Centers, Inc. (AEA)
Source: SNL Financial LC, Charlottesville, VA
22
CASH AMERICA INTERNATIONAL, INC.
† At the date this Annual Report is being
made available to our shareholders, the
Registration Statement on Form S-1 that
has been led by Enova in connection
with its proposed IPO is not effective.
The completion of the IPO is subject to
numerous conditions, including market
conditions, and we can provide no
assurance that it will be successfully
completed. The securities offered
under Enova’s Registration Statement
may not be sold, nor may offers to
buy be accepted prior to the time that
the Registration Statement becomes
effective. The information contained in
this Annual Report with respect to the
Enova IPO shall not constitute an offer
to sell or a solicitation of an offer to buy
these securities.