Cash America 2010 Annual Report Download - page 29

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CAUTIONARY NOTE CONCERNING FACTORS THAT MAY AFFECT FUTURE RESULTS
This report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and
Section 21E of the Securities Exchange Act of 1934. You should not place undue reliance on these statements. These
forward-looking statements give current expectations or forecasts of future events and reflect the views and assumptions
of senior management of Cash America International, Inc. (the “Company”) with respect to the business, financial
condition and prospects of the Company. When used in this report, terms such as “believes,” “estimates,” “should,”
“could,” “would,” “plans,” “expects,” “anticipates,” “may,” “forecast,” “project” and similar expressions or variations as
they relate to the Company or its management are intended to identify forward-looking statements. Forward-looking
statements address matters that involve risks and uncertainties that are beyond the ability of the Company to control and, in
some cases, predict. Accordingly, there are or will be important factors that could cause our actual results to differ
materially from those indicated in these statements. Key factors that could cause the Company’s actual financial results,
performance or condition to differ from the expectations expressed or implied in such forward-looking statements
include, but are not limited to, the following:
•changes in pawn, consumer credit, tax and other laws and government rules and regulations applicable to the
Company’s business,
•changes in demand for the Company’s services,
•acceptance by consumers, legislators and regulators of the negative characterization by the media and
consumer activists with respect to certain of the Company’s loan products,
•the continued acceptance of the online channel by the Company’s online loan customers,
•the actions of third parties who provide, acquire or offer products and services to, from or for the Company,
•fluctuations in the price of gold,
•changes in competition,
•the ability of the Company to open new locations in accordance with its plans,
•changes in economic conditions,
•real estate market fluctuations,
•interest rate fluctuations,
•changes in foreign currency exchange rates,
•changes in the capital markets, including the debt and equity markets,
•changes in the Company’s ability to satisfy its debt obligations or to refinance existing debt obligations or
obtain new capital to finance growth,
•the ability to successfully integrate newly acquired businesses into the Company’s operations,
•the loss of services of any of the Company’s executive officers,
•a prolonged interruption in the Company’s operations of its facilities, systems and business functions,
including its information technology and other business systems,
•the effect of any current or future litigation proceedings on the Company,
•the implementation of new, or changes in the interpretation of existing, accounting principles or financial
reporting requirements,
•acts of God, war or terrorism, pandemics and other events,
•the effect of any of such changes on the Company’s business or the markets in which the Company operates,
and
•other risks and uncertainties described in this report or from time to time in the Company’s filings with the
Securities and Exchange Commission (the “SEC”).
The foregoing list of factors is not exhaustive and new factors may emerge or changes to these factors may occur
that would impact the Company’s business. Additional information regarding these and other factors may be
contained in the Company’s filings with the SEC, especially on Forms 10-K, 10-Q and 8-K. If one or more events
related to these or other risks or uncertainties materialize, or if management’s underlying assumptions prove to be
incorrect, actual results may differ materially from what the Company anticipates. The Company disclaims any
intention or obligation to update or revise any forward-looking statements to reflect events or circumstances occurring after
the date of this report. All forward-looking statements are expressly qualified in their entirety by the foregoing
cautionary statements.