Cash America 2001 Annual Report Download - page 9

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7
about $70. Overseas, loans are secured mostly
with jewelry, and the average size loan is larger
than in the United States. In many cases
collateral from unredeemed loans originating
overseas can be sold at public auction,
eliminating the need for on-site
disposition activities.
In Full Bloom
We’ve refocused our efforts, our company’s
full resources, back to our core lending
operation. Over the years, Cash America has
developed a unique and successful approach to
the pawn industry. That approach includes
helpful, customer-friendly employees, clean,
well-lit environments, advanced technology,
proprietary training programs, and innovative
thinking. All these things combine to create
growth and real value for our customers,
employees, management and shareholders.
3% Other Lending Fees
& Royalties
2% Check Cashing
56% Finance & Service
Charges
39% Profit on
Merchandise
Composition of Net Revenue
Year ended December 31, 2001