LifeLock 2015 Annual Report Download - page 168

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The information contained on a consumer’s Equifax credit file. Items contained on the Equifax Credit Report™ include open and closed accounts,
inquiries, public records and collections information.
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VantageScore is a general-purpose, tri-bureau credit risk model developed using one algorithm across sample data common to all three national
consumer reporting agencies. The algorithm is applied to the Equifax credit file to provide a 3-digit credit score, ranging from 300 to 850.
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Credit monitoring and alerts reviews an enrolled consumer’s credit file and provides those consumers with alerts related to key credit file changes
including new accounts, inquiries, address change, name change, bankruptcies, liens, and judgments.
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