Cigna 2014 Annual Report Download - page 32

This Annual Report on Form 10-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of
1995. Forward-looking statements are based on Cigna’s current expectations and projections about future trends, events and uncertainties. These
statements are not historical facts. Forward-looking statements may include, among others, statements concerning our business strategy, strategic
or operational initiatives, including our ability to deliver improved health services outcomes and productivity for our customers and clients while
lowering the costs of health care; future growth and expansion; future financial or operating performance; economic, regulatory or competitive
environments; and our projected cash position, future pension funding and financing or capital deployment plans. You may identify forward-
looking statements by the use of words such as ‘‘believe,’’ ‘‘expect,’’ ‘‘plan,’’ ‘‘intend,’’ ‘‘anticipate,’’ ‘‘estimate,’’ ‘‘predict,’’ ‘‘potential,’’ ‘‘may,’’
‘‘should,’’ ‘‘will’’ or other words or expressions of similar meaning, although not all forward-looking statements contain such terms.
Forward-looking statements are subject to risks and uncertainties, both known and unknown, that could cause actual results to differ materially
from those expressed or implied in forward-looking statements. Such risks and uncertainties include, but are not limited to: our ability to achieve
our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and
maintain good relationships with physicians, hospitals and other health care providers; our ability to identify potential strategic acquisitions or
transactions or realize the expected benefits of such strategic transactions; the substantial level of government regulation over our business and the
potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations
and actions and/or guaranty fund assessments; uncertainties surrounding participation in government-sponsored programs such as Medicare; and
unfavorable industry, economic or political conditions, as well as more specific risks and uncertainties discussed in Part I, Item 1A — Risk Factors
and Part II, Item 7 — Management’s Discussion and Analysis of Financial Condition and Results of Operations of this Form 10-K and as
described from time to time in our future reports filed with the Securities and Exchange Commission. You should not place undue reliance on
forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance or results, and are subject to
risks, uncertainties and assumptions that are difficult to predict or quantify. Cigna undertakes no obligation to update or revise any forward-
looking statement, whether as a result of new information, future events or otherwise, except as may be required by law.
CAUTIONARY NOTE REGARDING FORWARD-
LOOKING STATEMENTS