Barclays 2008 Annual Report Download - page 138

136 Barclays PLC Annual Report 2008 |Find out more at www.barclays.com/annualreport08
Notes
aDoes not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective
from 1st January 2005.
bExcludes commercial property mortgages.
Table 3: Maturity analysis of loans and advances to banks
Over three Over six Over one Over three Over five
months months but year years years
Not more but not not more but not but not but not
than three more than than one more than more than more than Over
On demand months six months year three years five years ten years ten years Total
At 31st December 2008 £m £m £m £m £m £m £m £m £m
United Kingdom 127 6,474 193 163 232 – – 343 7,532
Other European Union 1,210 10,458 54 415 407 50 5 1 12,600
United States 1,310 11,215 7 676 324 – – 84 13,616
Africa 584 595 51 1 51 861 8 38 2,189
Rest of the World 1,652 6,957 201 666 884 943 39 479 11,821
4,883 35,699 506 1,921 1,898 1,854 52 945 47,758
Over three Over six Over one Over three Over five
months months but year years years
Not more but not not more but not but not but not
than three more than than one more than more than more than Over
On demand months six months year three years five years ten years ten years Total
At 31st December 2007 £m£m£m£m£m£m£m£m£m
United Kingdom 796 4,069 56 92 114 20 1 370 5,518
Other European Union 2,977 7,745 74 88 95 116 7–11,102
United States 321 5,736 95 1,255 343 98 5,498 97 13,443
Africa 283 1,260 131 114 196 439 158 – 2,581
Rest of the World 1,505 3,336 90 1,640 512 362 15 19 7,479
Loans and advances to banks 5,882 22,146 446 3,189 1,260 1,035 5,679 486 40,123
Table 4: Interest rate sensitivity of loans and advances
2008 2007
Fixed Variable Fixed Variable
rate rate Total rate rate Total
At 31st December £m £m £m £m£m£m
Banks 12,101 35,657 47,758 16,447 23,676 40,123
Customers 98,404 369,934 468,338 77,861 271,306 349,167
Table 5: Loans and advances to customers by industry
2008 2007 2006 2005 2004 a
At 31st December £m £m£m£m£m
Financial services 114,069 71,160 45,954 43,102 25,132
Agriculture, forestry and fishing 3,281 3,319 3,997 3,785 2,345
Manufacturing 26,374 16,974 15,451 13,779 9,044
Construction 8,239 5,423 4,056 5,020 3,278
Property 22,155 17,018 16,528 16,325 8,992
Government 5,301 2,036 2,426 1,718 –
Energy and water 14,101 8,632 6,810 6,891 3,709
Wholesale and retail, distribution and leisure 20,208 18,216 15,490 17,760 11,099
Transport 8,612 6,258 5,586 5,960 3,742
Postal and communication 7,268 5,404 2,180 1,313 834
Business and other services 37,373 30,363 26,999 22,529 23,223
Home loansb135,384 106,751 92,477 85,206 79,164
Other personal 53,087 46,423 37,535 39,866 29,293
Finance lease receivables 12,886 11,190 10,142 9,088 6,938
Loans and advances to customers excluding reverse repurchase agreements 468,338 349,167 285,631 272,342 206,793
Reverse repurchase agreements n/a n/a n/a n/a 58,304
Loans and advances to customers 468,338 349,167 285,631 272,342 265,097
Risk management
Statistical information