Huntington National Bank 2011 Annual Report Download - page 62

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The table below provides the composition of our total loan and lease portfolio:
Table 10 — Loan and Lease Portfolio Composition
At December 31,
2011 2010 2009 2008 2007
(dollar amounts in millions)
Commercial:(1)
Commercial and
industrial ......... $14,699 38% $13,063 34% $12,888 35% $13,541 33% $13,126 33%
Commercial real estate:
Construction ...... 580 1 650 2 1,469 4 2,080 5 1,962 5
Commercial ...... 5,246 13 6,001 16 6,220 17 8,018 20 7,221 18
Total commercial real
estate ............ 5,826 14 6,651 18 7,689 21 10,098 25 9,183 23
Total commercial ..... 20,525 52 19,714 52 20,577 56 23,639 58 22,309 56
Consumer:
Automobile(2) ....... 4,458 11 5,614 15 3,390 9 4,464 11 4,294 11
Home equity ........ 8,215 21 7,713 20 7,563 21 7,557 18 7,290 18
Residential
mortgage ......... 5,228 13 4,500 12 4,510 12 4,761 12 5,447 14
Other consumer ..... 498 3 566 1 751 2 671 1 715 1
Total consumer ....... 18,399 48 18,393 48 16,214 44 17,453 42 17,746 44
Total loans and leases
................... $38,924 100% $38,107 100% $36,791 100% $41,092 100% $40,055 100%
(1) There were no commercial loans outstanding that would be considered a concentration of lending to a
particular industry or group of industries.
(2) 2011 included a decrease of $1.3 billion resulting from the transfer of automobile loans to loans held for a
sale reflecting an automobile securitization transaction planned for the first half of 2012. 2010 included an
increase of $0.5 billion resulting from the adoption of a new accounting standard to consolidate a previously
off-balance sheet automobile loan securitization transaction.
48