Huntington National Bank 2011 Annual Report Download - page 13

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FTE Fully-Taxable Equivalent
FTP Funds Transfer Pricing
GAAP Generally Accepted Accounting Principles in the United States of America
GSIFI Globally Systemically Important Financial Institution
GSE Government Sponsored Enterprise
HAMP Home Affordable Modification Program
HARP Home Affordable Refinance Program
HASP Homeowner Affordability and Stability Plan
HCER Act Health Care and Education Reconciliation Act of 2010
IPO Initial Public Offering
IRS Internal Revenue Service
ISE Interest Sensitive Earnings
LIBOR London Interbank Offered Rate
LGD Loss-Given-Default
LTV Loan to Value
MD&A Management’s Discussion and Analysis of Financial Condition and Results of
Operations
MRC Market Risk Committee
MSR Mortgage Servicing Rights
NALs Nonaccrual Loans
NAV Net Asset Value
NCO Net Charge-off
NPAs Nonperforming Assets
NSF / OD Nonsufficient Funds and Overdraft
OCC Office of the Comptroller of the Currency
OCI Other Comprehensive Income (Loss)
OCR Optimal Customer Relationship
OLEM Other Loans Especially Mentioned
OREO Other Real Estate Owned
OTTI Other-Than-Temporary Impairment
PD Probability-Of-Default
PFG Private Financial, Capital Markets, and Insurance Group
Reg E Regulation E, of the Electronic Fund Transfer Act
SAD Special Assets Division
SEC Securities and Exchange Commission
SIFI Systemically Important Financial Institution
Sky Financial Sky Financial Group, Inc.
Sky Trust Sky Bank and Sky Trust, National Association
TAGP Transaction Account Guarantee Program
TARP Troubled Asset Relief Program
TARP Capital Series B Preferred Stock, repurchased in 2010
TCE Tangible Common Equity
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