Huntington National Bank 2011 Annual Report Download - page 129

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Franklin-Related Impacts
NCOs
The following table reflects the Franklin-related impact to NCOs for 2010 and 2011.
Table 53 — Net Loan and Lease Charge-offs — Franklin-Related Impact
(dollar amounts in millions)
Year Ended December 31,
2011 2010
Total home equity net charge-offs (recoveries)
Franklin ............................................................ $— $ 20.8
Non-Franklin ........................................................ 101.8 118.6
Total ................................................................... $101.8 $139.4
Total home equity net charge-offs ratio
Total ............................................................... 1.28% 1.84%
Non-Franklin ........................................................ 1.28 1.57
Total residential mortgage net charge-offs (recoveries)
Franklin ............................................................ $ (2.5) $ 71.3
Non-Franklin ........................................................ 59.2 81.6
Total ................................................................... $ 56.7 $152.9
Total residential mortgage net charge-offs ratio
Total ............................................................... 1.20% 3.42%
Non-Franklin ........................................................ 1.25 1.90
Item 7A: Quantitative and Qualitative Disclosures About Market Risk
Information required by this item is set forth under the heading of “Market Risk” in Item 7 (MD&A), which
is incorporated by reference into this item.
Item 8: Financial Statements and Supplementary Data
Information required by this item is set forth in the Report of Independent Registered Public Accounting
Firm, Consolidated Financial Statements and Notes, and Selected Quarterly Income Statements, which is
incorporated by reference into this item.
115