Huntington National Bank 2011 Annual Report Download - page 159

Download and view the complete annual report

Please find page 159 of the 2011 Huntington National Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 236

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212
  • 213
  • 214
  • 215
  • 216
  • 217
  • 218
  • 219
  • 220
  • 221
  • 222
  • 223
  • 224
  • 225
  • 226
  • 227
  • 228
  • 229
  • 230
  • 231
  • 232
  • 233
  • 234
  • 235
  • 236

December 31, 2010
Year Ended
December 31, 2010
Ending
Balance
Unpaid
Principal
Balance (5)
Related
Allowance
Average
Balance
Interest
Income
Recognized
(dollar amounts in thousands)
With no related allowance recorded:
Commercial and Industrial:
Owner occupied .......................... $ 13,750 $ 26,603 $ — $ 8,480 $ —
Other commercial and industrial ............. 11,127 22,688 — 14,027 67
Total commercial and industrial ............... $ 24,877 $ 49,291 $ — $ 22,507 $ 67
Commercial real estate:
Retail properties .......................... $ 31,972 $ 67,487 $ — $ 42,960 $ 65
Multi family ............................. 5,058 5,675 — 3,510 87
Office .................................. 2,270 3,562 — 6,769 —
Industrial and warehouse ................... 3,305 6,912 — 7,421 8
Other commercial real estate ................ 26,807 58,996 — 38,046 236
Total commercial real estate .................. $ 69,412 $142,632 $ — $ 98,706 $ 396
Automobile loans and leases .................. $ — $ — $ — $ — $ —
Home equity loans and lines-of-credit:
Secured by first-lien ....................... — — — — —
Secured by second-lien .................... — — — — —
Residential mortgage ........................ — — — — —
Other consumer loans ........................ — — — — —
With an allowance recorded:
Commercial and Industrial:
Owner occupied .......................... $ 63,951 $ 85,279 $14,322 $ 51,568 $ 58
Other commercial and industrial ............. 109,292 154,424 48,986 156,572 419
Total commercial and industrial ............... $173,243 $239,703 $63,308 $208,140 $ 477
Commercial real estate:
Retail properties .......................... $ 74,732 $120,051 $14,846 $114,263 $ 755
Multi family ............................. 38,758 39,299 7,760 55,350 400
Office .................................. 26,595 31,261 9,466 30,312 4
Industrial and warehouse ................... 34,588 44,168 10,453 59,038 333
Other commercial real estate ................ 66,583 104,485 22,604 113,414 —
Total commercial real estate .................. $241,256 $339,264 $65,129 $372,377 $ 1,492
Automobile loans and leases .................. $ 29,764 $ 29,764 $ 1,477 $ 26,281 $ 2,303
Home equity loans and lines-of-credit:
Secured by first-lien ....................... 20,553 20,675 511 16,694 710
Secured by second-lien .................... 16,704 17,060 987 17,114 634
Residential mortgage ........................ 334,207 347,571 11,780 293,256 12,181
Other consumer loans ........................ 9,565 9,565 668 9,163 794
(1) These tables do not include loans fully charged-off.
(2) All automobile, home equity, residential mortgage, and other consumer impaired loans included in these
tables are considered impaired due to their status as a TDR.
(3) At December 31, 2011, $35,854 thousand of the $153,724 thousand commercial and industrial loans with an
allowance recorded were considered impaired due to their status as a TDR.
(4) At December 31, 2011, $28,355 thousand of the $305,390 thousand commercial real estate loans with an
allowance recorded were considered impaired due to their status as a TDR.
145