Huntington National Bank 2011 Annual Report Download - page 12

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Glossary of Acronyms and Terms
The following listing provides a comprehensive reference of common acronyms and terms used throughout
the document:
ABL Asset Based Lending
ACL Allowance for Credit Losses
AFCRE Automobile Finance and Commercial Real Estate
ALCO Asset-Liability Management Committee
ALLL Allowance for Loan and Lease Losses
ARM Adjustable Rate Mortgage
ARRA American Recovery and Reinvestment Act of 2009
ASC Accounting Standards Codification
ATM Automated Teller Machine
AULC Allowance for Unfunded Loan Commitments
AVM Automated Valuation Methodology
C&I Commercial and Industrial
CapPR Federal Reserve Board’s Capital Plan Review
CDARS Certificate of Deposit Account Registry Service
CDO Collateralized Debt Obligations
CFPB Bureau of Consumer Financial Protection
CMO Collateralized Mortgage Obligations
CPP Capital Purchase Program
CRE Commercial Real Estate
DDA Demand Deposit Account
DIF Deposit Insurance Fund
Dodd-Frank Act Dodd-Frank Wall Street Reform and Consumer Protection Act
EESA Emergency Economic Stabilization Act of 2008
ERISA Employee Retirement Income Security Act
EVE Economic Value of Equity
Fannie Mae (see FNMA)
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FDICIA Federal Deposit Insurance Corporation Improvement Act of 1991
FHA Federal Housing Administration
FHLB Federal Home Loan Bank
FHLMC Federal Home Loan Mortgage Corporation
FICO Fair Isaac Corporation
FNMA Federal National Mortgage Association
Franklin Franklin Credit Management Corporation
FRB Federal Reserve Bank
Freddie Mac (see FHLMC)
FSP Financial Stability Plan
ii