Visa 2007 Annual Report Download - page 4
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Table of Contents
Forward-Looking Statements
This Form 10-K contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These statements
include, but are not limited to:
• statements regarding the expected growth of the electronic payments industry;
• expectations as to the benefits of the recent reorganization;
• projections as to the future trends in the electronic payments industry, as well as our corresponding business strategies and the expected benefits
derived from such strategies;
• statements regarding our relationships with customers and expectations as to the future development of these relationships;
• statements regarding the capabilities and advantages of our processing platform, VisaNet;
• statements as to the market opportunities for certain product segments and in certain geographies, as well as our ability to take advantage of these
opportunities;
• statements as to future foreign and domestic regulatory changes and their impact on our business;
• statements as to the impact of litigation and the operation of our retrospective responsibility plan; and
• statements regarding the capacity of our facilities.
In addition, statements that contain the terms "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "plan," "potential,"
"predict," "project," "should," "will" and similar expressions are intended to identify forward-looking statements. In addition, any underlying assumptions are
forward-looking statements. By their nature, forward-looking statements are not guarantees of future performance or results and are subject to risks,
uncertainties and assumptions that are difficult to predict or quantify. Therefore, actual results could differ materially and adversely from these forward-
looking statements as a result of a variety of factors, including all the risks discussed in Item 1A—"Risk Factors" and elsewhere in this report. You are
cautioned not to place undue reliance on such statements, which speak only at the date of this report. Unless we are required to do so under U.S. federal
securities laws or other applicable laws, we do not intend to update or revise any forward-looking statements.
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