Visa 2007 Annual Report Download - page 3

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Table of Contents
TABLE OF CONTENTS
Page
PART I
Item 1 Business 4
Item 1A Risk Factors 28
Item 1B Unresolved Staff Comments 49
Item 2 Properties 49
Item 3 Legal Proceedings 49
Item 4 Submission of Matters to a Vote of Security Holders 69
PART II
Item 5 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 70
Item 6 Selected Financial Data 70
Item 7 Management's Discussion and Analysis of Financial Condition and Results of Operations 72
Item 7A Quantitative and Qualitative Disclosures About Market Risk 98
Item 8 Financial Statements and Supplementary Data 99
Item 9 Changes in and Disagreements with Accountants on Accounting and Financial Disclosures 164
Item 9A Controls and Procedures 164
Item 9B Other Information 164
PART III
Item 10 Directors, Executive Officers and Corporate Governance 165
Item 11 Executive Compensation 172
Item 12 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 195
Item 13 Certain Relationships and Related Transactions, and Director Independence 199
Item 14 Principal Accountant Fees and Services 204
PART IV
Item 15 Exhibits, Financial Statement Schedules 206
Unless the context requires otherwise, reference to "Company," "Visa," "we," "us" or "our" refers to Visa Inc. and its subsidiaries.
The registered trademarks of Visa Inc. and its subsidiaries include: "All It Takes;" "Bands Design—Blue, White & Gold;" "Dove" Design; "Interlink;"
"Life Takes Visa;" "PLUS;" "Verified by Visa;" "Visa;" "Visa Classic;" "Visa Corporate;" "Porque La Vida es Ahora;" "The World's Best Way to Pay;" "Visa
Electron;" "Visa Europe;" "Visa Fleet;" "Visa Infinite;" "Visa Mobile;" "VisaNet;" "Visa Platinum;" "Visa Purchasing;" "Visa Resolve OnLine;" "Visa
ReadyLink;" "Visa Signature;" "Visa Signature Business;" "Visa Vale;" and "Winged V" Design. Other trademarks used in this report are the property of their
respective owners.
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