Huntington National Bank 2014 Annual Report Download - page 9

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3
HUNTINGTON BANCSHARES INCORPORATED
INDEX
Part I.
Item 1. Business 6
Item 1A. Risk Factors 16
Item 1B. Unresolved Staff Comments 22
Item 2. Pro
p
erties 23
Item 3. Le
g
al Proceedin
g
s 23
Item 4. Mine Safet
y
Disclosures 23
Part II.
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity 23
Item 6. Selected Financial Data 25
Item 7. Mana
ement’s Discussion and Anal
y
sis of Financial Condition and Results of O
p
erations 27
Introduction 27
Executive Overview 27
Discussion of Results of Operations 31
Risk Management and Capital:
Credit Risk 42
Market Risk 57
Liquidity Risk 59
Operational Risk 65
Compliance Risk 66
Capital 66
Business Se
g
ment Discussion 69
Additional Disclosures 91
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 96
Item 8. Financial Statements and Su
pp
lementar
y
Data 96
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 193
Item 9A. Controls and Procedures 193
Item 9B. Other Information 194
Part III.
Item 10. Directors, Executive Officers and Corporate Governance 194
Item 11. Executive Compensation 194
Item 13. Certain Relationships and Related Transactions, and Director Independence 194
Item 14. Principal Accountant Fees and Services 194
Part IV.
Item 15. Exhibits and Financial Statement Schedules 195
Si
g
natures 196