Huntington National Bank 2014 Annual Report Download - page 141

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135
(1) TDRs may include multiple concessions and the disclosure classifications are based on the primary concession provided to the
borrower.
(2) Amounts represent the financial impact via provision (recovery) for loan and lease losses as a result of the modification.
(3) Post-modification balances approximate pre-modification balances. The aggregate amount of charge-offs as a result of a
restructuring are not significant.
Any loan within any portfolio or class is considered as payment redefaulted at 90-days past due.
The following table presents TDRs that have redefaulted within one year of modification during the years ended
December 31, 2014 and 2013:
Troubled Debt Restructurings That Have Redefaulted
Within One Year of Modification During The Year Ended
December 31, 2014(1) December 31, 2013(1)
(dollar amounts in thousands) Number of Ending Number of Ending
Contracts Balance Contracts Balance
C&I - Owner occupied:
Interest rate reduction --- $ --- --- $ ---
Amortization or maturity date change 6 946 10 1,144
Other 1 230 7 1,221
Total C&I - Owner occupied 7 $ 1,176 17 $ 2,365
C&I - Other commercial and industrial:
Interest rate reduction 1 $ 30 --- $ ---
Amortization or maturity date change 14 1,555 17 476
Other 3 37 --- ---
Total C&I - Other commercial and industrial 18 $ 1,622 17 $ 476
CRE - Retail Properties:
Interest rate reduction --- $ --- 1 $ 302
Amortization or maturity date change 1 483 4 993
Other --- --- 1 186
Total CRE - Retail properties 1 $ 483 6 $ 1,481
CRE - Multi family:
Interest rate reduction --- $ --- --- $ ---
Amortization or maturity date change 4 2,827 2 225
Other 1 176 --- ---
Total CRE - Multi family 5 $ 3,003 2 $ 225
CRE - Office:
Interest rate reduction --- $ --- --- $ ---
Amortization or maturity date change 3 1,738 2 1,131
Other --- --- --- ---
Total CRE - Office 3 $ 1,738 2 $ 1,131
CRE - Industrial and Warehouse:
Interest rate reduction 1 $ 1,339 --- $ ---
Amortization or maturity date change 1 756 1 361
Other --- --- 1 726
Total CRE - Industrial and Warehouse 2 $ 2,095 2 $ 1,087