Huntington National Bank 2014 Annual Report Download - page 142

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CRE - Other commercial real estate:
Interest rate reduction 1 $ 169 --- $ ---
Amortization or maturity date change 2 758 4 774
Other --- --- 1 5
Total CRE - Other commercial real estate 3 $ 927 5 $ 779
Automobile:
Interest rate reduction --- $ --- 1 $ 112
Amortization or maturity date change 40 328 37 380
Chapter 7 bankruptcy 53 374 137 617
Other --- --- --- ---
Total Automobile 93 $ 702 175 $ 1,109
Residential mortgage:
Interest rate reduction 11 $ 1,516 4 $ 424
Amortization or maturity date change 82 8,974 78 11,263
Chapter 7 bankruptcy 37 3,187 71 6,647
Other --- --- 2 418
Total Residential mortgage 130 $ 13,677 155 $ 18,752
First-lien home equity:
Interest rate reduction 5 $ 335 1 $ 87
Amortization or maturity date change 16 2,109 6 629
Chapter 7 bankruptcy 16 1,005 16 1,235
Other --- --- --- ---
Total First-lien home equity 37 $ 3,449 23 $ 1,951
Junior-lien home equity:
Interest rate reduction 1 $ 11 1 $ ---
Amortization or maturity date change 31 1,841 9 478
Chapter 7 bankruptcy 39 620 40 718
Other --- --- --- ---
Total Junior-lien home equity 71 $ 2,472 50 $ 1,196
Other consumer:
Interest rate reduction --- $ --- --- $ ---
Amortization or maturity date change --- --- --- ---
Chapter 7 bankruptcy --- --- 3 96
Other --- --- --- ---
Total Other consumer --- $ --- 3 $ 96
Total troubled debt restructurings with subsequent redefault 370 $ 31,344 457 $ 30,648
(1) Subsequent redefault is defined as a payment redefault within 12 months of the restructuring date. Payment redefault is defined as
90-days past due for any loan in any portfolio or class. Any loan in any portfolio may be considered to be in payment redefault
prior to the guidelines noted above when collection of principal or interest is in doubt.
Pledged Loans and Leases
The Bank has access to the Federal Reserve’s discount window and advances from the FHLB – Cincinnati. At December 31,
2014, these borrowings and advances are secured by $18.0 billion of loans.