Huntington National Bank 2014 Annual Report Download - page 40

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Table 5 - Consolidated Average Balance Sheet and Net Interest Margin Analysis
Average Balances
Fully-taxable equivalent basis (1) Change from 2013 Change from 2012
(dollar amounts in millions) 2014 Amount Percent 2013 Amount Percent 2012
Assets
Interest-bearing deposits in banks $ 85 $ 15 21 % $ 70 $ (25) (26)% $ 95
Loans held for sale 323 (198) (38) 521 (566) (52) 1,087
Available-for-sale and other securities:
Taxable 6,785 402 6 6,383 (1,515) (19) 7,898
Tax-exempt 1,429 866 154 563 136 32 427
Total available-fo
r
-sale and other securities 8,214 1,268 18 6,946
(
1,379
)
(
17
)
8,325
Trading account securities 46 (34) (43) 80 13 19 67
Held-to-maturity securities - taxable 3,612 1,457 68 2,155 1,230 133 925
Total securities 11,872 2,691 29 9,181
(
136
)
(
1
)
9,317
Loans and leases: (2)
Commercial:
Commercial and industrial 18,342 1,168 7 17,174 1,230 8 15,944
Commercial real estate:
Construction 728 148 26 580 (2) --- 582
Commercial 4,271 (178) (4) 4,449 (749) (14) 5,198
Commercial real estate 4,999
(
30
)
(
1
)
5,029
(
751
)
(
13
)
5,780
Total commercial 23,341 1,138 5 22,203 479 2 21,724
Consumer:
Automobile loans and leases 7,670 1,991 35 5,679 1,153 25 4,526
Home equity 8,395 85 1 8,310 (5) --- 8,315
Residential mortgage 5,623 425 8 5,198 8 --- 5,190
Other consumer 396 (40) (9) 436 (19) (4) 455
Total consume
r
22,084 2,461 13 19,623 1,137 6 18,486
Total loans and leases 45,425 3,599 9 41,826 1,616 4 40,210
Allowance for loan and lease losses (638) 87 (12) (725) 151 (17) (876)
N
et loans and leases 44,787 3,686 9 41,101 1,767 4 39,334
Total earnin
g
assets 57,705 6,107 12 51,598 889 2 50,709
Cash and due from banks 898
(
10
)
(
1
)
908
(
182
)
(
17
)
1,090
Intangible assets 578 21 4 557 (43) (7) 600
All other assets 3,956 (5) --- 3,961 (190) (5) 4,151
Total assets $ 62,499 $ 6,200 11 % $ 56,299 $ 625 1 % $ 55,674
Liabilities and Shareholders' Equity
Deposits:
Demand deposits - noninterest-bearing $ 13,988 $ 1,117 9 % $ 12,871 $ 671 6 % $ 12,200
Demand deposits - interest-bearing 5,896 41 1 5,855 44 1 5,811
Total demand de
p
osits 19,884 1,158 6 18,726 715 4 18,011
Money market deposits 17,917 2,242 14 15,675 1,774 13 13,901
Savings and other domestic deposits 5,031 2 --- 5,029 96 2 4,933
Core certificates of deposit 3,315 (1,234) (27) 4,549 (1,672) (27) 6,221
Total core de
p
osits 46,147 2,168 5 43,979 913 2 43,066
Other domestic time deposits of $250,000 or more 242 (64) (21) 306 (20) (6) 326
Brokered time deposits and negotiable CDs 2,139 533 33 1,606 16 1 1,590
Deposits in foreign offices 375 29 8 346 (26) (7) 372
Total de
p
osits 48,903 2,666 6 46,237 883 2 45,354
Short-term borrowings 2,761 1,358 97 1,403 (194) (12) 1,597
Long-term debt 3,495 1,825 109 1,670 (317) (16) 1,987
Total interest-
b
earin
g
lia
b
ilities 41,171 4,732 13 36,439
(
299
)
(
1
)
36,738
All other liabilities 1,070
(
4
)
--- 1,074 9 1 1,065
Shareholders' equity 6,270 355 6 5,915 244 4 5,671
Total liabilities and shareholders' equity $ 62,499 $ 6,200 11 % $ 56,299 $ 625 1 % $ 55,674
Continued