Barclays 2015 Annual Report Download - page 120

118 I Barclays PLC Annual Report 2015 home.barclays/annualreport
Risk review
Contents
Annual Report Pillar 3 Report
Risk performance continued
Operational risk:
Any instance where there is a potential or
actual impact to the Group resulting from
inadequate or failed internal processes,
people, systems, or from an external event.
The impacts to the Group can be financial,
including losses or an unexpected financial
gain, as well as non-financial such as
customer detriment, reputational or
regulatory consequences.
 Operational risk overview and summary of performance in the
period
206 92
 Operational risk profile 206 93, 94
Conduct risk:
The risk that detriment is caused to our
customers, clients, counterparties or the
Group because of inappropriate judgement in
the execution of our business activities.
 Conduct risk overview 208 n/a
 Reputation risk 208 n/a
 Summary of performance 208 n/a
 Salz recommendations 209 n/a
 Conduct reputation measure 209 n/a
Supervision and regulation:
The Group’s operations, including its overseas
offices, subsidiaries and associates, are
subject to a significant body of rules and
regulations that are a condition for
authorisation to conduct banking and
financial services business.
 Supervision of the Group 210 n/a
 Global regulatory developments 210 8
 Influence of European legislation 211 n/a
 EU developments 211 n/a
 Regulation in the UK 212 n/a
 Resolution of UK banking groups 212 n/a
 Structural reform of banking groups 213 8
 Compensation schemes 213 159
 Regulation in the US 214 n/a
 Regulation in Africa 215 n/a
Pillar 3 Report
Contains extensive information on risk as well
as capital management.
 High level summary of risk and capital profile n/a 3
 Notes on basis of preparation n/a 5
 Scope of application of Basel rules n/a 6
Risk and capital position review: Provides a
detailed breakdown of Barclays’ regulatory
capital adequacy and how this relates to
Barclays’ risk management.
 Group capital resources, requirements and leverage n/a 15
 Analysis of credit risk n/a 27
 Analysis of counterparty credit risk n/a 63
 Analysis of market risk n/a 71
 Analysis of credit value adjustment n/a 81
 Analysis of securitisation exposures n/a 82
 Analysis of operational risk n/a 92